Write a review

Go to business site

Central Credit Union: Loans reviews

Name: Loans
Rating: 4.97 (2600 reviews)

View other Central Credit Union products

4.97

Based on 2,600 reviews, last reviewed 23rd Feb 2026

33% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

98%

Latest highest rating:

5

I spoke to Karen and she was very friendly and appro... I spoke to Karen and she was very friendly and approachable and made the whole process of applying for the loan and 3 way call very easy Reviewed on: 23rd February 2026

Latest lowest rating:

2

No help at all and quite rude. I needed to top up my loan a week early as I was desperate for a washing machine. I first sent an email which was ignored. I enquired and received an ... Read more Reviewed on: 11th July 2025

Read all reviews See your review

About this product

Central Credit Union offer a range of personal loans.

Some Central Credit Union personal loans allow you to borrow as little as £200. The maximum varies between £3,000 and £15,000.

Central Credit Union personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Central Credit Union before, you can also leave a review and share your experience.

Central Credit Union Loans reviews (2600)

Review of the Central Credit Union, Loans:

Best Credit Union

Started saving with the credit union when I was a working single- parent and was able to take my daughter on our first holiday abroad. The staff are so helpful and go out of their way to help people in their community. I’ve recommended them to my daughter and people I know. X Reviewed on: 25th June 2020

Lovely staff great service

Staff are lovely, really kind and helpful. Best loan rate around while having the option to save alongside borrowing. Reviewed on: 26th July 2023

Extremely helpful

Very quick to respond, staff are really helpful and explain everything really well. Reviewed on: 26th July 2023

Fantastic customer service

Excellent service fast friendly. make it easy for you to understand how savings and loans work. would definitely recommend great website too Reviewed on: 25th July 2023

Excellent service highly recommended

A wonderful service and helpful patient advisers. They talked me through all the information clearly and kindly so I understood. Also a very quick and efficient service thankyou. Reviewed on: 25th July 2023

Fantastic very fast process

This is my first time applying for credit union for a loan I received my response back in one day and my lone a week after very fast process when my loan is finished if I need one again I will do it with credit union all the time. Reviewed on: 25th July 2023

Affordable loans

Affordable loans and good way to save too would reccomend credit union too all friends Reviewed on: 25th July 2023

Excellent service highly recommend

Fast reliable service and great for saving too Reviewed on: 24th July 2023

Great service

Very prompt , efficient and helpful xx Reviewed on: 22nd July 2023

Excellent service.

Having been with the Credit Union 10+ years. I would recommend to anyone for a low APR & a great way to save money . Reviewed on: 21st July 2023

Amazing

Always help from the credit union when I need them Reviewed on: 21st July 2023

Do you have a different Central Credit Union product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Loans
from Capital Credit Union 4.93 from 755 reviews
Logbook Loan
from Car Cash Point 4.72 from 289 reviews
Bridging Finance
from Together Money 2.22 from 7 reviews

Want to see more from Central Credit Union?

Savings
from Central Credit Union 4.96 from 412 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub