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Chip: Savings App reviews

4.94
Based on 18,214 reviews, last reviewed 23rd Jan 2026
75% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
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5%
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0%
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0%
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Latest highest rating:

5

I’ve been using Chip for 3 yrs now and enjoyed it: e... I’ve been using Chip for 3 yrs now and enjoyed it: easy to use app, good savings rates.. Reviewed on: 23rd January 2026
Victoria Novikova's avatar
Victoria Novikova

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

Or here to see if Chip is just what you need? Read our Chip reviews to see what our community has to say about this innovative new app.

Chip Savings App reviews (18214)

Review of the Chip, Savings App:

Great Savings App

5
Great Saving App.... I have seen it only growing better over the past 12 months with innovative products and working towards truly increasing the interest rates of an average saver (which is the core of any savings reason). I wish Chip the very best and can only hope they continue their focus on being innovative and providing value and wealth growth to its customers. Reviewed on: 15th February 2023

Helped me build savings habits

5
It's so easy to use, and they've really helped me with my savings habits. I love how you can talk to someone quickly if you are having a problem. Reviewed on: 27th March 2025

Oh golly I love Chip.

5
Oh golly I love Chip. Chip is like the loving hand I never knew as a wee girl Reviewed on: 27th March 2025

Helping people understand the world of investing

5
Always at the end of the phone if I need them - none of those bots. Very informative videos of real people explaining how it works on Lehmans terms. Reviewed on: 27th March 2025

Chip is very easy and helpful.

5
Chip is very easy and helpful. I would recommend Reviewed on: 27th March 2025

Great app and excellent service!

5
The Chip app has been awesome to use. Customer service is great, and my savings feel safe! Reviewed on: 27th March 2025

Very easy to use.

5
Very easy to use. Easy app to keep track Reviewed on: 27th March 2025

Worth it!!!!

5
I recommended so many times this app to my friends because what I love the most is the fact that every now and again I receive a prize for adding money into my account which is a total bonus…thank you so much! Reviewed on: 27th March 2025

Very professional service at the flick of a button

5
Very professional service at the flick of a button Reviewed on: 27th March 2025

Simple app that just works coupled with a competitiv...

5
Simple app that just works coupled with a competitive interest rate Reviewed on: 27th March 2025

Ease of use

5
I love the ease of use that comes with Chip and it is really user friendly. I have recommended this to several people. Reviewed on: 27th March 2025

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