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Chip: Savings app reviews

Name: Savings app
Rating: 4.94 (18462 reviews)

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4.94

Based on 18,462 reviews, last reviewed 16th Apr 2026

12300% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

Chip Savings app reviews (18462)

Review of the Chip, Savings app:

Best App ever!

Best App ever! Love how easy and secure is to deposit the money and see my savings growing every month is amazing! Reviewed on: 28th March 2025

Wow, thoroughly superb account!

Wow! Incredible experience with Chip! An easy-access account with a wholly superb interest rate, from an thoroughly superb speed of deposit/withdrawal. I've already got 3 friends and family members using Chip too, but sadly I keep forgetting to get them set up through a personal link, so I keep missing out on an increase on the (already superb) interest-rate! Literally CAN NOT rate this account/app any higher, good job Chip! Reviewed on: 14th February 2024

Innovative and groundbreaking

The app is very simple to use and very innovative. They seem to have a great team to be able to deliver what can only be described as a groundbreaking product Reviewed on: 14th February 2024

A good banking experience, interest could be improve...

A good banking experience, interest could be improved a little, app works great. Reviewed on: 14th February 2024

It’s made saving so much more enjoyable

Easy to use, and contactable. If you leave a message it’s acknowledged & follower up All ready recommended friends & family. My bank is setup for recurring payments which makes saving even better. But it would be an hassle as not all banks are Reviewed on: 14th February 2024

I have a basic savings account with auto payments fr...

I have a basic savings account with auto payments from my bank account. This has enabled me to save what I would not have normally recognised as available funds to save. great account. Reviewed on: 14th February 2024

Excellent way of making money on ur Savings!

Excellent way of making money on your Savings! Reviewed on: 14th February 2024

I invest with Chip.

I invest with chip and I recommend then to my two daughters who now also invest with them. A great online bank with good interest rates. Reviewed on: 14th February 2024

Simple user experience with interest rates that appeal.

Simple , clear , fast user experience. Just enough products on offer to not be confusing , app features are simple and fast. Great interest rates to match savings goals I have . Reviewed on: 14th February 2024

Putting the hip into Chip.

Excellent all round service. Access to funds, range of services, cutomer service, user friendly app, relevant updates. I do not have a bad word to say about this company. Reviewed on: 14th February 2024

Very easy banking app , good interest rates

Very easy banking app , good interest rates Reviewed on: 14th February 2024

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