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Clearpay: Buy now pay later reviews

Name: Buy now pay later
Rating: 3.49 (45 reviews)

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3.16

Based on 45 reviews, last reviewed 22nd Apr 2025

200% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

58%

2 star

36%

Latest highest rating:

5

Very useful! Very useful! I use it all of the time and have never had any complaints. App is great and very accessible and it is well organised so you can clearly ... Read more Reviewed on: 22nd April 2025

Latest lowest rating:

1

Absolutely rubbish company. Absolutely rubbish company. Admittedly I was late paying my balance but cleared it in full under the assumption my services would be restored (in blac... Read more Reviewed on: 3rd September 2024

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About this product

Clearpay allows you to split purchases into four equal, interest-free payments over six weeks.

Clearpay has an app where you can track your payments and reschedule payment dates. You can also set up a digital Clearpay Card to add to your Apple or Google Wallet.

Clearpay reviews help you find out what it’s really like to be a customer. If you’ve used Clearpay before, you can also leave a review and share your experience.

Clearpay Buy now pay later reviews (45)

Review of the Clearpay, Buy now pay later:

Terrible

I had a 400 limit I now only have £95 owing but I cannot buy anything online using clearpay, I've been late by a few hours and msg them apologising and I've paid off orders early, but still haven't increased my limit not even when trying to make a £25 purchase, when you contact them they are no help Reviewed on: 27th February 2022

They don't pay refunds

I sent broken item back company sent email confirming they had sent refund to clearpay .But 1 month later I still haven't received refund from clearpay Reviewed on: 12th December 2023

No protection for customers

Clearpay do not have any protection for missing orders, Even when the merchant agrees there is no signed POD and has promised to refund but does not, Clearpay do not want to know, The payment was made in full and I have been left with no goods and no support for a refund. Clearpay really does need to look at their policy as this is a very easy loophole for merchants to take your money and avoid any form of redress. I would advise any customer to think hard before using clearpay before the Christmas rush of people trying to spread their Christmas purchases otherwise there may certainly be a few very unhappy customers at Christmas Reviewed on: 7th November 2023

Life changing

I am on a very limited budget. I like nice things but could not always afford them. Having Clearpay has given me so much freedom and taking away the stress of worrying about Birthdays, Christmas and Homeware products. You must always pay on time and dont go over what you can afford to pay each fortnight. It really has allowed me to have a more fulfilling lifestyle. Reviewed on: 31st August 2023

Gud one

Gud one for using this app for furtherlurchases Reviewed on: 14th August 2023

Amazing

Amazing so simple to use. Amazing for if you can't afford to spend out in one go like me Reviewed on: 2nd August 2023

Great service

Clearpay is very easy to use and great credit options Reviewed on: 31st July 2023

best for shoping

helpfull way to buy. very good costum service Reviewed on: 31st July 2023

Really easy to use!

I find that Clearpay is super easy to use - even easier than paying by card in most cases. Their app is great and really breaks down exactly how much you owe, and when it will be debited from your account, so you can keep on top of your spending. Reviewed on: 30th July 2023

No livechat, No customer service call number

Pray you do not encounter an issue with your purchase using clearpay. They are very difficult to reach. they would ask you to fill out a form in their contact us section. and will take days even to get an automated response. I had a very frustrating experience. It is all nice till you encounter an issue with no one to complain to. I would not recommend. Reviewed on: 22nd June 2023

Brilliant service, easy to use

Really simple app, easy application and easy to use at checkout. Reviewed on: 1st June 2023

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