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Clockwise Credit Union: Personal loans reviews

4.88
Based on 2,927 reviews, last reviewed 24th Jan 2026
100% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

It doesn't seem two minutes from taking the loan out... It doesn't seem two minutes from taking the loan out to nearly finishing paying it off. Also a great way to save. Reviewed on: 24th January 2026
Rachael S's avatar
Rachael S

Latest lowest rating:

2

They could not give me a loan because I live in Nort... They could not give me a loan because I live in Northamptonshire. I think they should have Northamptonshire back Reviewed on: 15th July 2025
Melissa K's avatar
Melissa K

About this product

You can borrow between £50 and £10,000 with a Clockwise Credit Union personal loan.

Repay weekly, fortnightly or monthly with no fees if you choose to repay the full loan early. There’s an option to top up your loan after four months and support is available over the phone, online or in-branch.

Clockwise Credit Union personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Clockwise Credit Union before, you can also leave a review and share your experience.

Clockwise Credit Union Personal loans reviews (2927)

Review of the Clockwise Credit Union, Personal loans:

Great Credit Union

5
I have experienced excellent patient and friendly help over the phone which helped me feel relieved and able to navigate around the website. My loan application was dealt with very easily and quickly. I highly recommend Clockwise. Reviewed on: 5th May 2025

Friendly advisors on the phones and have always help...

5
Friendly advisors on the phones and have always helped me. Reviewed on: 15th July 2025

Application and desision

5
Simple application and quick desision Reviewed on: 15th July 2025

It was very easy online to follow and I got a decisi...

5
It was very easy online to follow and I got a decision within a minute, which was great because then I knew what the plan was gonna be if I did get accepted Reviewed on: 15th July 2025

The customer service was good and easy to start a lo...

5
The customer service was good and easy to start a loan application once I was approved it was in my account within minutes Reviewed on: 15th July 2025

I’m a new customer with clockwise and I’m very satis...

5
I’m a new customer with clockwise and I’m very satisfied with this company it’s so easy and very fast to receive payments and transfers they have made it much easier for customers Reviewed on: 15th July 2025

Needed a first time loan , couldn't have been more e...

5
Needed a first time loan , couldn't have been more easier understood everything clearly easy to apply and was shocked how fast it was approved. Couldn't have been any easier Reviewed on: 15th July 2025

Very helpful and good customer Service

5
Very helpful and good customer Service Reviewed on: 15th July 2025

I have a very good impression, I’ve been with you f...

5
I have a very good impression, I’ve been with you for a long time and I’m still disappointed Reviewed on: 15th July 2025

Very easy to use, customer service great

5
Very easy to use, customer service great Reviewed on: 15th July 2025

I've borrowed from clockwise a few times always happ...

5
I've borrowed from clockwise a few times always happy to help me Reviewed on: 15th July 2025

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