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Clockwise Credit Union: Personal loans reviews

Name: Personal loans
Rating: 4.88 (2928 reviews)

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4.88

Based on 2,928 reviews, last reviewed 10th Feb 2026

200% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Very quick assessment time frame Very quick assessment time frame Reviewed on: 10th February 2026

Latest lowest rating:

2

They could not give me a loan because I live in Nort... They could not give me a loan because I live in Northamptonshire. I think they should have Northamptonshire back Reviewed on: 15th July 2025

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About this product

You can borrow between £50 and £10,000 with a Clockwise Credit Union personal loan.

Repay weekly, fortnightly or monthly with no fees if you choose to repay the full loan early. There’s an option to top up your loan after four months and support is available over the phone, online or in-branch.

Clockwise Credit Union personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Clockwise Credit Union before, you can also leave a review and share your experience.

Clockwise Credit Union Personal loans reviews (2928)

Review of the Clockwise Credit Union, Personal loans:

most human experience I've had in a while

I found out about clockwise while looking for loan options available to me. I found out by chance that they covered the county where I lived at the time. The following day I joined Clockwise and was offered the loan with terms that fit my needs. The team was very supportive as well, easy to communicate with. This was unexpected. These days, when I interact with banks and similar financial institutions, I have to get through layers and layers of automated support. Reviewed on: 2nd May 2025

Really smooth process

Really smooth process, non judgemental environment and very affordable payment plans Reviewed on: 23rd May 2025

Was ok at Strat now can't answer questions you ask...

Was ok at Strat now can't answer questions you ask Reviewed on: 23rd May 2025

Iv never had an issue while using clockwise for loan...

Iv never had an issue while using clockwise for loans and savings. The staff are always very willing and helpful, I always feel safe going to Clockwise for help with moneys and Iv felt safe over the years keeping money in savings with them. I like that they encourage you to save. Iv used clockwise for over 15 years. Im grateful for the services as they have helped me when times are really tough. Thank you Clockwise and your lovely staff for offering a judgement free service and helping us to feel at ease in times of need. Reviewed on: 23rd May 2025

Good, very helpful and supporting

Good, very helpful and supporting Reviewed on: 23rd May 2025

Brilliant overall service, friendly staff

Brilliant overall service, friendly staff Reviewed on: 23rd May 2025

I have been clockwise many years and have had many l...

I have been clockwise many years and have had many loans of them and have always been happy with the outcome Reviewed on: 23rd May 2025

Very good friendly and reliable customer service

Very good friendly and reliable customer service Reviewed on: 23rd May 2025

Fantastic experience with family loan really helped...

Fantastic experience with family loan really helped in a time off need Reviewed on: 23rd May 2025

Love clockwise , affordable loans

Love clockwise , affordable loans Reviewed on: 23rd May 2025

Excellent bank

Excellent bank for people with difficult circumstances Reviewed on: 23rd May 2025

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