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Clockwise Credit Union: Personal loans reviews

4.88
Based on 2,928 reviews, last reviewed 10th Feb 2026
200% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Very quick assessment time frame Very quick assessment time frame Reviewed on: 10th February 2026
Michelle's avatar
Michelle

Latest lowest rating:

2

They could not give me a loan because I live in Nort... They could not give me a loan because I live in Northamptonshire. I think they should have Northamptonshire back Reviewed on: 15th July 2025
Melissa K's avatar
Melissa K

About this product

You can borrow between £50 and £10,000 with a Clockwise Credit Union personal loan.

Repay weekly, fortnightly or monthly with no fees if you choose to repay the full loan early. There’s an option to top up your loan after four months and support is available over the phone, online or in-branch.

Clockwise Credit Union personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Clockwise Credit Union before, you can also leave a review and share your experience.

Clockwise Credit Union Personal loans reviews (2928)

Review of the Clockwise Credit Union, Personal loans:

True i been 1 time later.

3
True i been 1 time later. But they give me on Word 1000£ dont event know me. After few months i pay i apply for them mail about 3k£. But every time they say no, after hard try contact them, every time support be not helpfull too much. Appologase for my English mistakes but its poor like me thank you bye Reviewed on: 19th March 2024

When I needed a loans I was struggling clockwise hel...

5
When I needed a loans I was struggling clockwise help me Reviewed on: 20th May 2025

Superb services

5
My service with credit union was superb they accepted my loan and everything was quick and easy to do and I recieved my loan fast too, inwould definitely recommend them. Reviewed on: 20th May 2025

I sometimes have problems withdrawal from my account

4
I sometimes have problems withdrawal from my account Reviewed on: 20th May 2025

Easy to apply,great customer service.

5
Easy to apply,great customer service. Helped me when I needed it the most. Would recommend to everyone. Reviewed on: 20th May 2025

Honestly really grate company no fault at all .

5
Honestly really grate company no fault at all . Been with clockwise a while now and never disappointed Reviewed on: 20th May 2025

Helpful but high interest rates!

5
Helpful but high interest rates! Good chance of approval but the interest rates can be quoted high. Reviewed on: 20th May 2025

Easy to save and apply for loans customer service ar...

5
Easy to save and apply for loans customer service are lovely and so are staff inside the branch ive been with clockwise for many years now and borrowed a few times and will continue to do so as long as I can thank you very much. Reviewed on: 20th May 2025

Lovely staff and efficient results.

5
Lovely staff and efficient results. Reviewed on: 20th May 2025

Fantastic.

5
Fantastic. Money in your bank working a few hour hours messing around and reasonable interest . Brill Reviewed on: 20th May 2025

Love being with clockwise I get q loan for my holida...

5
Love being with clockwise I get q loan for my holiday in the summer and again to help with Christmas Reviewed on: 20th May 2025