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Clockwise Credit Union: Personal loans reviews

Name: Personal loans
Rating: 4.88 (2928 reviews)

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4.88

Based on 2,928 reviews, last reviewed 10th Feb 2026

200% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Very quick assessment time frame Very quick assessment time frame Reviewed on: 10th February 2026

Latest lowest rating:

2

They could not give me a loan because I live in Nort... They could not give me a loan because I live in Northamptonshire. I think they should have Northamptonshire back Reviewed on: 15th July 2025

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About this product

You can borrow between £50 and £10,000 with a Clockwise Credit Union personal loan.

Repay weekly, fortnightly or monthly with no fees if you choose to repay the full loan early. There’s an option to top up your loan after four months and support is available over the phone, online or in-branch.

Clockwise Credit Union personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Clockwise Credit Union before, you can also leave a review and share your experience.

Clockwise Credit Union Personal loans reviews (2928)

Review of the Clockwise Credit Union, Personal loans:

most human experience I've had in a while

I found out about clockwise while looking for loan options available to me. I found out by chance that they covered the county where I lived at the time. The following day I joined Clockwise and was offered the loan with terms that fit my needs. The team was very supportive as well, easy to communicate with. This was unexpected. These days, when I interact with banks and similar financial institutions, I have to get through layers and layers of automated support. Reviewed on: 2nd May 2025

fast easy polite staff .

fast easy polite staff .. quuck responce Reviewed on: 29th April 2025

Understand helpful very quickly anwers phone brill...

Understand helpful very quickly anwers phone brilliant service Reviewed on: 29th April 2025

Clockwise have been amazing no hassle offered much n...

Clockwise have been amazing no hassle offered much need support to me I could t thank them enough Reviewed on: 29th April 2025

I needed a quick cash injection for some house repairs.

I needed a quick cash injection for some house repairs. Clockwise were quick and efficient and absolutely no issues. Reviewed on: 29th April 2025

Great experience

I was accepted for a loan here when other places refused. I set up payment plan with money going into this account weekly and it’s all gone smoothly no issues. Reviewed on: 29th April 2025

The staff are customer focused and experienced.

The staff are customer focused. Very friendly, good communication and quick service. I applied for a loan and got the quickest response. The communication line was open all the way. I was carried along and I was informed of the processes. Reviewed on: 29th April 2025

Ive had every bit of help needed straight away

Ive had every bit of help needed straight away Reviewed on: 29th April 2025

I'd go nowhere else for a loan - 100%

I'd go nowhere else for a loan - trustworthy and uncomplicated, thankyou. Reviewed on: 29th April 2025

Customer opinion

I have been a clockwork credit customer for several years and have never once had issues with them Reviewed on: 29th April 2025

They was very kind and professional, very quick resp...

They was very kind and professional, very quick responses and never told one lie, honest and gave me a loan that best suited my needs and affordability Reviewed on: 29th April 2025

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