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Clockwise Credit Union: Personal loans reviews

4.88
Based on 2,928 reviews, last reviewed 10th Feb 2026
200% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Very quick assessment time frame Very quick assessment time frame Reviewed on: 10th February 2026
Michelle's avatar
Michelle

Latest lowest rating:

2

They could not give me a loan because I live in Nort... They could not give me a loan because I live in Northamptonshire. I think they should have Northamptonshire back Reviewed on: 15th July 2025
Melissa K's avatar
Melissa K

About this product

You can borrow between £50 and £10,000 with a Clockwise Credit Union personal loan.

Repay weekly, fortnightly or monthly with no fees if you choose to repay the full loan early. There’s an option to top up your loan after four months and support is available over the phone, online or in-branch.

Clockwise Credit Union personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Clockwise Credit Union before, you can also leave a review and share your experience.

Clockwise Credit Union Personal loans reviews (2928)

Review of the Clockwise Credit Union, Personal loans:

most human experience I've had in a while

5
I found out about clockwise while looking for loan options available to me. I found out by chance that they covered the county where I lived at the time. The following day I joined Clockwise and was offered the loan with terms that fit my needs. The team was very supportive as well, easy to communicate with. This was unexpected. These days, when I interact with banks and similar financial institutions, I have to get through layers and layers of automated support. Reviewed on: 2nd May 2025

Great bank very helpful and gear staff

5
Great bank very helpful and gear staff Reviewed on: 15th April 2025

It was easy to set up and easy to understand the pro...

5
It was easy to set up and easy to understand the process Reviewed on: 15th April 2025

Very nice and professional and swift

5
Very nice and professional and swift Reviewed on: 15th April 2025

Fantastic and at a good rate.

5
Fantastic and at a good rate. Always open to having conversation to see how it can help. Reviewed on: 15th April 2025

Very helpful great customer service provided everyth...

5
Very helpful great customer service provided everything I needed Reviewed on: 15th April 2025

Excellent...

5
Help me with getting my credit rating up with loan Reviewed on: 15th April 2025

Never had an issue getting a loan.

5
Never had an issue getting a loan. Always good when it comes to top ups. Customer service always helpful and efficient. No complaints from me. Reviewed on: 15th April 2025

There have been times when I have needed a top up lo...

5
There have been times when I have needed a top up loan due to ill health and family issues clockwise have treated me with respect and dignity throughout my time with them. The staff are absolutely brilliant the best ever. Thankyou Mr khalid mogra. Reviewed on: 15th April 2025

Very good service, staff are very helpful and commun...

5
Very good service, staff are very helpful and communication was very easy and efficient Reviewed on: 15th April 2025

The process of getting a loan was very easy and the...

5
The process of getting a loan was very easy and the interest rate was very low. The customer service was very helpful and explained in simple terms Reviewed on: 15th April 2025

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