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Clockwise Credit Union: Personal loans reviews

Name: Personal loans
Rating: 4.89 (2926 reviews)

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4.88

Based on 2,926 reviews, last reviewed 19th Jul 2025

100% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Great service Great service , helpfull staff what more do you need Reviewed on: 19th July 2025

Latest lowest rating:

2

They could not give me a loan because I live in Nort... They could not give me a loan because I live in Northamptonshire. I think they should have Northamptonshire back Reviewed on: 15th July 2025

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About this product

You can borrow between £50 and £10,000 with a Clockwise Credit Union personal loan.

Repay weekly, fortnightly or monthly with no fees if you choose to repay the full loan early. There’s an option to top up your loan after four months and support is available over the phone, online or in-branch.

Clockwise Credit Union personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Clockwise Credit Union before, you can also leave a review and share your experience.

Clockwise Credit Union Personal loans reviews (2926)

Review of the Clockwise Credit Union, Personal loans:

Excellent service

I started with notts and lincs credit union when I had to move into my new house to get away from my alcoholic violent baby father, my credit score was non existent due to my ex running up debts in my name and not paying them. I couldn't get credit from anyone to decorate my house or buy items for my new house. Notts and limcs credit union had just started up as notts credit union and I was given a leaflet from my housing officer about them. I applied for a loan and thought they would be like every other credit agency and decline due to my poor credit but I explained my circumstances and they gave me a chance and approved my loan. From there I was able to sort my credit score, start saving money and have savings and have loans that didn't have high repayments or a massive interest and APR to pay back. Amazing company who I always recommend to others. Even recently I had to leave my police officer role due to my autistic son not coping with the hours and my last pay from them was only £61 for the month which left me not able to pay credit union or any other bills that month. I called them and explained and they were very helpful and understanding. The pledged savings that I had acquired from the loan I had with them was used temporarily to cover that months repayment so it would not negatively impact my credit file and I was able to catch up with everything. I can't thank this company enough for their kind, caring, and exceptionally understanding way of doing business. Reviewed on: 30th May 2023

Clockwise Credit Union has always very helpful.

Clockwise Credit Union has always very helpful. When you phone or go online to clockwise credit union, there is always helpful people to give you the right advice need and point you in the right direction. Reviewed on: 17th July 2025

I had a great experience.

I had a great experience. Easy, quick and efficient Reviewed on: 17th July 2025

They have never disappointed, always deliver and I a...

They have never disappointed, always deliver and I am grateful. Reviewed on: 17th July 2025

I have good experience with clockwise because when I...

I have good experience with clockwise because when I need money for very Important things ran to clockwise they never disappoint me and the interest rate is good no stress in repayment of the loan Reviewed on: 17th July 2025

I applied for my first loan and the process was made...

I applied for my first loan and the process was made easy by excellect customer service i received..My loan was processed very fast and money was credited in my bank immediately Reviewed on: 17th July 2025

Clockwise credit union have been a great help and su...

Clockwise credit union have been a great help and support for me in one of my most difficult times in my life. So I will always be grateful. Reviewed on: 17th July 2025

Fast turnover for top up loan, can top up with in le...

Fast turnover for top up loan, can top up with in less than an hour, Reviewed on: 17th July 2025

Super Great help and customer service

Great help and very productive always helpful and polite Reviewed on: 17th July 2025

I think clockwise is great and fast with applying fo...

I think clockwise is great and fast with applying for loans so simple step by step and decision so quick Reviewed on: 16th July 2025

Great customer service .

Great customer service . The team responded quickly and was well satisfied with their service.Easy to apply Reviewed on: 16th July 2025

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