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Clockwise Credit Union: Personal loans reviews

4.88
Based on 2,928 reviews, last reviewed 10th Feb 2026
200% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Very quick assessment time frame Very quick assessment time frame Reviewed on: 10th February 2026
Michelle's avatar
Michelle

Latest lowest rating:

2

They could not give me a loan because I live in Nort... They could not give me a loan because I live in Northamptonshire. I think they should have Northamptonshire back Reviewed on: 15th July 2025
Melissa K's avatar
Melissa K

About this product

You can borrow between £50 and £10,000 with a Clockwise Credit Union personal loan.

Repay weekly, fortnightly or monthly with no fees if you choose to repay the full loan early. There’s an option to top up your loan after four months and support is available over the phone, online or in-branch.

Clockwise Credit Union personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Clockwise Credit Union before, you can also leave a review and share your experience.

Clockwise Credit Union Personal loans reviews (2928)

Review of the Clockwise Credit Union, Personal loans:

most human experience I've had in a while

5
I found out about clockwise while looking for loan options available to me. I found out by chance that they covered the county where I lived at the time. The following day I joined Clockwise and was offered the loan with terms that fit my needs. The team was very supportive as well, easy to communicate with. This was unexpected. These days, when I interact with banks and similar financial institutions, I have to get through layers and layers of automated support. Reviewed on: 2nd May 2025

Been with them for years and never had any problems...

5
Been with them for years and never had any problems lovely staff Reviewed on: 19th April 2024

Really great supportive staff.

5
Really great supportive staff. Always a good experience Reviewed on: 19th April 2024

They helped me when I needed it, and still continue...

5
They helped me when I needed it, and still continue to help me. Reviewed on: 19th April 2024

Online service is brilliant from start to finish.

5
The whole process was done online. It was very fast and the money came into my account not long after the application had gone through. Reviewed on: 19th April 2024

Friendly and helpful staff.

5
Friendly and helpful staff. Transparent and care about their customers. Reviewed on: 19th April 2024

Brilliant company

5
I couldn't get a loan anywhere untill I joined this credit union and I am happy wot they provide me and I can also safe alongside of repaying loan repayment and it's the best company they are good and hope they keep up the good work Reviewed on: 19th April 2024

Amazing, staff are very helpful and friendly.

5
Amazing, staff are very helpful and friendly. I have been in some difficult situations and in need of a loan to replace my car and more recently to pay towards funeral costs. I know I would not get the same level of understanding from any other bank. To be honest I probably wouldn't get a loan from a high street bank. the faith they have invested in me means so much more than they will know. Reviewed on: 19th April 2024

Brilliant customer service

4
Brilliant customer service. All my queries has been solved to my satisfaction. I highly recommend. Reviewed on: 19th April 2024

Quick to get a loan provided you qualify and good cu...

5
Quick to get a loan provided you qualify and good customer service. Reviewed on: 19th April 2024

Weronika

5
Excellent loans and very good savings I love it Reviewed on: 19th April 2024

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