Smart Money People Logo

Clockwise Credit Union: Personal loans reviews

4.88
Based on 2,928 reviews, last reviewed 10th Feb 2026
200% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Very quick assessment time frame Very quick assessment time frame Reviewed on: 10th February 2026
Michelle's avatar
Michelle

Latest lowest rating:

2

They could not give me a loan because I live in Nort... They could not give me a loan because I live in Northamptonshire. I think they should have Northamptonshire back Reviewed on: 15th July 2025
Melissa K's avatar
Melissa K

About this product

You can borrow between £50 and £10,000 with a Clockwise Credit Union personal loan.

Repay weekly, fortnightly or monthly with no fees if you choose to repay the full loan early. There’s an option to top up your loan after four months and support is available over the phone, online or in-branch.

Clockwise Credit Union personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Clockwise Credit Union before, you can also leave a review and share your experience.

Clockwise Credit Union Personal loans reviews (2928)

Review of the Clockwise Credit Union, Personal loans:

Brilliant service very helpful on the phone and in s...

5
Brilliant service very helpful on the phone and in store.Money in account quickly Reviewed on: 6th June 2025

Very helpful.

5
Very helpful. And very polite staff. And Never let me down Reviewed on: 5th April 2024

They listened to customers and assist in applications.

5
They listened to customers and assist in applications. They are patient with excellent staffs. NLCU has helped me in difficult times when I needed help. I have recommended them to a number of friends, and I will continue to recommend them to everyone. Reviewed on: 5th April 2024

Really helpful

5
Customer service are always really helpful, clear advice, repayments are taken straight from my wages so I don’t need to worry and I can keep on top of my loan via the app. The app could be updated though and offer more, but the chat/message service is helpful Reviewed on: 5th April 2024

Union review

5
They are there when you need them, sometimes in your hard time with little savings, but they still found a solution for you. Stay blessed in Jesus name Reviewed on: 5th April 2024

Always there to help when in need.

5
Every time I have needed them, they have always been there to help. Could not fault this company one little bit. Great work guys Reviewed on: 5th April 2024

Very helpful and low interest rate

5
Very helpful and low interest rate Reviewed on: 5th April 2024

Really happy with my experience.

5
Really happy with my experience. Good customer service. Always recommend Reviewed on: 5th April 2024

Been with NCU for around 7 years, always ready to help.

5
Been with NCU for around 7 years, always ready to help. The savings account when you take out a loan is an added bonus. Friendly staff, ideal location Reviewed on: 5th April 2024

Customer service is outstanding and very helpful.

5
Customer service is outstanding and very helpful. Clearly communicate the importance of consideration regarding the loan. Reviewed on: 5th April 2024

Very helpful and easy service, very efficient

5
Very helpful and easy service, very efficient Reviewed on: 5th April 2024