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Clockwise Credit Union: Personal loans reviews

4.88
Based on 2,928 reviews, last reviewed 10th Feb 2026
200% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Very quick assessment time frame Very quick assessment time frame Reviewed on: 10th February 2026
Michelle's avatar
Michelle

Latest lowest rating:

2

They could not give me a loan because I live in Nort... They could not give me a loan because I live in Northamptonshire. I think they should have Northamptonshire back Reviewed on: 15th July 2025
Melissa K's avatar
Melissa K

About this product

You can borrow between £50 and £10,000 with a Clockwise Credit Union personal loan.

Repay weekly, fortnightly or monthly with no fees if you choose to repay the full loan early. There’s an option to top up your loan after four months and support is available over the phone, online or in-branch.

Clockwise Credit Union personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Clockwise Credit Union before, you can also leave a review and share your experience.

Clockwise Credit Union Personal loans reviews (2928)

Review of the Clockwise Credit Union, Personal loans:

most human experience I've had in a while

5
I found out about clockwise while looking for loan options available to me. I found out by chance that they covered the county where I lived at the time. The following day I joined Clockwise and was offered the loan with terms that fit my needs. The team was very supportive as well, easy to communicate with. This was unexpected. These days, when I interact with banks and similar financial institutions, I have to get through layers and layers of automated support. Reviewed on: 2nd May 2025

Great, helped me when I needed a them.

5
Great, helped me when I needed a them. Great staff Reviewed on: 5th April 2024

10/10 will always recommend this place.

5
10/10 will always recommend this place. Very easy to apply and you hear back very quickly. No messing around they do things very quickly and don’t leave you waiting to know what their decision is. Thank you! Reviewed on: 5th April 2024

Brilliant from start to finish, very easy and access...

5
Brilliant from start to finish, very easy and accessible Reviewed on: 5th April 2024

Excellent service and perfect customer care support

5
Excellent service and perfect customer care support Reviewed on: 5th April 2024

Friendly staff and was a pleasure to deal with

5
Friendly staff and was a pleasure to deal with Reviewed on: 5th April 2024

Brilliant very helpful and affordable brilliant cust...

5
Brilliant very helpful and affordable brilliant customer service Reviewed on: 2nd April 2024

Always lovely, considerate friendly staff.

5
Always lovely, considerate friendly staff. Very helpful. Never had a bad experience with them and literally life savers. Have recommended to a number of friends/family Reviewed on: 29th March 2024

The application process is easy and quick.

5
The application process is easy and quick. The confirmation of acceptance of my request was prompt and any queries I had about the process were answered fully enabling me to make appropriate decisions Reviewed on: 27th March 2024

I applied for my first loan and was excepted which w...

4
I applied for my first loan and was excepted which was good. Reviewed on: 25th March 2024

Happy customer and always happy to cone back

5
I gave been with credit union for 5years now and l am a happy customer. Staff are very good and always happy to help Reviewed on: 23rd March 2024

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