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Clockwise Credit Union: Personal loans reviews

4.88
Based on 2,928 reviews, last reviewed 10th Feb 2026
200% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Very quick assessment time frame Very quick assessment time frame Reviewed on: 10th February 2026
Michelle's avatar
Michelle

Latest lowest rating:

2

They could not give me a loan because I live in Nort... They could not give me a loan because I live in Northamptonshire. I think they should have Northamptonshire back Reviewed on: 15th July 2025
Melissa K's avatar
Melissa K

About this product

You can borrow between £50 and £10,000 with a Clockwise Credit Union personal loan.

Repay weekly, fortnightly or monthly with no fees if you choose to repay the full loan early. There’s an option to top up your loan after four months and support is available over the phone, online or in-branch.

Clockwise Credit Union personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Clockwise Credit Union before, you can also leave a review and share your experience.

Clockwise Credit Union Personal loans reviews (2928)

Review of the Clockwise Credit Union, Personal loans:

most human experience I've had in a while

5
I found out about clockwise while looking for loan options available to me. I found out by chance that they covered the county where I lived at the time. The following day I joined Clockwise and was offered the loan with terms that fit my needs. The team was very supportive as well, easy to communicate with. This was unexpected. These days, when I interact with banks and similar financial institutions, I have to get through layers and layers of automated support. Reviewed on: 2nd May 2025

I’ve had 3 loans of credit union now, each time they...

5
I’ve had 3 loans of credit union now, each time they’ve been processed fast, the customer service each time had been super helpful and informing. I’ve told lots of people about Credit Union. It’s a handy thing to use for loans or savings. Reviewed on: 19th March 2024

Always get good customer service, very helpful

5
Always get good customer service, very helpful Reviewed on: 19th March 2024

A good service

5
A good service and customer service Reviewed on: 19th March 2024

Very happy with credit union they go above and beyond

5
Very happy with credit union they go above and beyond and there customer service is amazing. Someone is always on hand to help with any queries and answer any concerns. Truly one of the best companies I’ve ever came across. Thankyou for being here and being amazing. Massive amount of credit to the company and most of all the staff. Reviewed on: 19th March 2024

They have always been supportive with difficult time...

5
They have always been supportive with difficult times that have been unforeseen. Reviewed on: 19th March 2024

Very helpful staff at nottingham

5
Very helpful staff at nottingham Reviewed on: 19th March 2024

I was struggling and didn't think I would get a loan

5
I was struggling and didn't think I would get a loan but they have always helped me and the payment back to them is affordable I would definitely recommend my friends and family to notts lincs credit union Reviewed on: 19th March 2024

They helped me and helped me again so I'm very...

5
They helped me and helped me again so I'm very happy Reviewed on: 19th March 2024

Great service and polite.

5
Great service and polite. Very quick and online managable account Reviewed on: 19th March 2024

Very good union .

5
Very good union .Long decision credit Reviewed on: 19th March 2024

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