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Clockwise Credit Union: Personal loans reviews

4.88
Based on 2,928 reviews, last reviewed 10th Feb 2026
200% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Very quick assessment time frame Very quick assessment time frame Reviewed on: 10th February 2026
Michelle's avatar
Michelle

Latest lowest rating:

2

They could not give me a loan because I live in Nort... They could not give me a loan because I live in Northamptonshire. I think they should have Northamptonshire back Reviewed on: 15th July 2025
Melissa K's avatar
Melissa K

About this product

You can borrow between £50 and £10,000 with a Clockwise Credit Union personal loan.

Repay weekly, fortnightly or monthly with no fees if you choose to repay the full loan early. There’s an option to top up your loan after four months and support is available over the phone, online or in-branch.

Clockwise Credit Union personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Clockwise Credit Union before, you can also leave a review and share your experience.

Clockwise Credit Union Personal loans reviews (2928)

Review of the Clockwise Credit Union, Personal loans:

Brilliant service very helpful on the phone and in s...

5
Brilliant service very helpful on the phone and in store.Money in account quickly Reviewed on: 6th June 2025

Brilliant

5
Excellent service and very affordable payment rates Reviewed on: 2nd July 2023

Best loans

5
Excellent loans and interest rate is fair and money quickly to your account Reviewed on: 1st July 2023

Very easy to navigate

5
Very helpful and the process is straight forward Reviewed on: 30th June 2023

Amazing help loads

5
Love credit union! They’ve helped me so many time especially when my washer broke. I’ll forever be great full :) Reviewed on: 30th June 2023

Extremely helpful

5
Very helpful dont judge always offer great advice. Very good loan deals and i love the fact they help you save. Reviewed on: 30th June 2023

Friendly easy to apply

5
I was declined some where else but went to this company and was approved this helped me get a new sofa and other bits for my flat I recommend them to anyone and a thank you to this company Reviewed on: 30th June 2023

Helpful and friendly service

3
Always there to help, great customer service in person or on the phone. Affordable repayments, always recommend even good if u want to build your savings little by little. Reviewed on: 29th June 2023

Supportive

5
Staff were very supportive in helping me to get set up. I love that I can pay through my employer so it’s deducted through my wage slip. It’s convenient. I like that I am saving alongside Reviewed on: 29th June 2023

Helped my daughter have a great wedding!

5
With small savings and below-average wages I couldn't have made a contribution to my daughter's wedding without my Credit Union Loan in the Noughties. I trust that the Credit Union will be there to help my grandchildren in the future. Reviewed on: 29th June 2023

Just aqzing all around

5
Great way to borrow and save at the same time amazing helpful team Reviewed on: 28th June 2023

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