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Clockwise Credit Union: Personal loans reviews

4.88
Based on 2,928 reviews, last reviewed 10th Feb 2026
200% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Very quick assessment time frame Very quick assessment time frame Reviewed on: 10th February 2026
Michelle's avatar
Michelle

Latest lowest rating:

2

They could not give me a loan because I live in Nort... They could not give me a loan because I live in Northamptonshire. I think they should have Northamptonshire back Reviewed on: 15th July 2025
Melissa K's avatar
Melissa K

About this product

You can borrow between £50 and £10,000 with a Clockwise Credit Union personal loan.

Repay weekly, fortnightly or monthly with no fees if you choose to repay the full loan early. There’s an option to top up your loan after four months and support is available over the phone, online or in-branch.

Clockwise Credit Union personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Clockwise Credit Union before, you can also leave a review and share your experience.

Clockwise Credit Union Personal loans reviews (2928)

Review of the Clockwise Credit Union, Personal loans:

Brilliant service very helpful on the phone and in s...

5
Brilliant service very helpful on the phone and in store.Money in account quickly Reviewed on: 6th June 2025

Easy and affordable

5
Easy to apply Affordable rates Easy to track and manage online Reviewed on: 26th June 2023

Great

5
Great experience and easily to get in contact with them Reviewed on: 26th June 2023

Amazing very helpful

5
They are responsible lenders, good and friendly staff always there to help whatever your issues. Great service provider Reviewed on: 25th June 2023

Friendly, affordable, helpful

5
I have always had a positive response. I have had loans for many years and they are even helping me save alongside my loan! Reviewed on: 25th June 2023

Excellent

5
Easy to set up. Friendly staff and the app is great. Savings and loans brilliant. Highly recommend. Reviewed on: 25th June 2023

Always happy to help

5
Used my local credit Union a few times, it’s easy and affordable and I get to save at the same time winner winner chicken dinner!! and I’ve recommended them to a few friends Reviewed on: 25th June 2023

Ethical, Friendly, Pro Active.

5
I have had nothing but a good and refreshing experience with the credit union. They are local enough to feel like you build trusting relationships, they are sensible, pragmatic and responsible and creative in their solutions. I can always get through to them and their online services are excellent. A small team of friendly people who understand the reality of being a financial product customer. They deserve all the accolades they receive. Reviewed on: 25th June 2023

Very reliable and helpful

5
I spoke with the loan manager and he was very helpful explain what he thought was best for me and how I could do things in a better way. He made sure it was in my best interest. Reviewed on: 25th June 2023

Available loans little interest

5
Credit union has majorly helped me with loans. And savings i don’t no what i would have done without them. Reviewed on: 25th June 2023

Excellent

5
Allways been there when needed and when need more time to pay if I new I didn't get paid on day to repay and so understanding Reviewed on: 24th June 2023

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