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Clockwise Credit Union: Personal loans reviews

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4.88
Based on 2,928 reviews, last reviewed 10th Feb 2026
200% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Very quick assessment time frame Very quick assessment time frame Reviewed on: 10th February 2026
Michelle's avatar
Michelle

Latest lowest rating:

2

They could not give me a loan because I live in Nort... They could not give me a loan because I live in Northamptonshire. I think they should have Northamptonshire back Reviewed on: 15th July 2025
Melissa K's avatar
Melissa K
Read all reviews See your review

About this product

You can borrow between £50 and £10,000 with a Clockwise Credit Union personal loan.

Repay weekly, fortnightly or monthly with no fees if you choose to repay the full loan early. There’s an option to top up your loan after four months and support is available over the phone, online or in-branch.

Clockwise Credit Union personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Clockwise Credit Union before, you can also leave a review and share your experience.

Clockwise Credit Union Personal loans reviews (2928)

Review of the Clockwise Credit Union, Personal loans:

most human experience I've had in a while

5
I found out about clockwise while looking for loan options available to me. I found out by chance that they covered the county where I lived at the time. The following day I joined Clockwise and was offered the loan with terms that fit my needs. The team was very supportive as well, easy to communicate with. This was unexpected. These days, when I interact with banks and similar financial institutions, I have to get through layers and layers of automated support. Reviewed on: 2nd May 2025
Dami's avatar
Dami

Loan applications

4
No complications, very clear and straight forward. Very accommodating, the staff members are very helpful. Reviewed on: 23rd June 2023
Grace Kamau 's avatar
Grace Kamau

Help friendly and realistic

5
I have been banking with the Nottingham credit union for many years and they have always been supportive but realistic when loaning money. I like the pledge savings aspect as it means that I am saving money as well as paying off my loan. Reviewed on: 23rd June 2023
elspeth Sneddon's avatar
elspeth Sneddon

Excellent service

5
I was allowed to borrow £800 on my first loan and it was really simple and I got a quick reply, setting up the payment was also easy. My family all use this credit union and all also highly recommend. Reviewed on: 23rd June 2023
Mathew aitken (Matyman)'s avatar
Mathew aitken (Matyman)

Loans

5
Always willing to help Good rates to Reviewed on: 23rd June 2023
giggs56@hotmail.co.uk's avatar
[email protected]

Loan application

5
Let you know when you can reapply Ring you to check you still ok on your repayments,discuss thing with you if not Always pleasant and friendly and helpful on phone Reviewed on: 23rd June 2023
Credit union's avatar
Credit union

Affordable loans

5
I've had no worries, always helpful, easy to talk to and great loan repayment scheme. Reviewed on: 23rd June 2023
Alan stead's avatar
Alan stead

The best rate

5
I was looking for a loan and when I was looking for that I found the Notts and for my surprise was the best rate. Reviewed on: 23rd June 2023
Milton Ribeiro's avatar
Milton Ribeiro

Loans

5
Had a little bit of delay to complere my application. I called customer service who were very helpful and advised me on the situation. The funds were released within 24 hours. I would most definitely recommend Reviewed on: 23rd June 2023
Zoe's avatar
Zoe

Great company

5
Help people in need low cost paying bk very understanding had loans before off company’s best one I have had and allways go bk to theses and struggleing to pay bk they there to help too highly recommended Reviewed on: 23rd June 2023
Carla Parker's avatar
Carla Parker

Efficient & Effective

5
Really grateful for my account being kept open , very appreciative for the speed I was helped and the support inside the centre I was met with and provided throughout. Reviewed on: 23rd June 2023
Westdon ZPE Walton's avatar
Westdon ZPE Walton

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