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Clockwise Credit Union: Personal loans reviews

View other Clockwise Credit Union products
4.88
Based on 2,928 reviews, last reviewed 10th Feb 2026
200% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Very quick assessment time frame Very quick assessment time frame Reviewed on: 10th February 2026
Michelle's avatar
Michelle

Latest lowest rating:

2

They could not give me a loan because I live in Nort... They could not give me a loan because I live in Northamptonshire. I think they should have Northamptonshire back Reviewed on: 15th July 2025
Melissa K's avatar
Melissa K
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About this product

You can borrow between £50 and £10,000 with a Clockwise Credit Union personal loan.

Repay weekly, fortnightly or monthly with no fees if you choose to repay the full loan early. There’s an option to top up your loan after four months and support is available over the phone, online or in-branch.

Clockwise Credit Union personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Clockwise Credit Union before, you can also leave a review and share your experience.

Clockwise Credit Union Personal loans reviews (2928)

Review of the Clockwise Credit Union, Personal loans:

Brilliant service very helpful on the phone and in s...

5
Brilliant service very helpful on the phone and in store.Money in account quickly Reviewed on: 6th June 2025
Cory O's avatar
Cory O

Straight forward and fair

5
Quick decision regarding a loan. Minimum formalities, clear conditions, reasonable APR Reviewed on: 30th May 2023
Robert Skwierawski's avatar
Robert Skwierawski

Excellent

5
I would definitely recommend this company for a loan to any body who wants one Reviewed on: 30th May 2023
Karen's avatar
Karen

Quick, great service

5
Quick and efficient. Loan approved within a few days, approved for a large loan. Great to spread across a through years. My partner has used several times and always excellent reviews. Recommend this service. Reviewed on: 30th May 2023
Sebrina Fitzgerald's avatar
Sebrina Fitzgerald

Support when I needed it the most

5
I was a newbie to credit union but was told by word of mouth they were the most supportive and reliable company to go to for loans which prompted me to look into it further and apply. When I applied it was simple and stress free. I’ve been committed to every payment since being accepted for my loan ,but on one occasion my bank had a bit of a oopsie dasie which my payment didn’t go through. Credit union contacted me the next day to inform me the payment was unsuccessful which if they didn’t I would of been none the wiser until a later date so I believe this to be very beneficial. Once I had realised I explained my circumstances they were very understanding and told me to phone when this error was corrected but not to worry which as you can imagine anything like this can ruffle your feathers but again they made this a easy and less stressful matter. They are very understanding of any circumstances, don’t judge and there when it matters most! Reviewed on: 30th May 2023
Danielle Neilson's avatar
Danielle Neilson

Excellent and welcoming staff

5
Excellent experience with the union, if i ever come into problems financially they were there to help Reviewed on: 30th May 2023
Dylan Duarte's avatar
Dylan Duarte

Excellent

5
Always happy to help, quick service great for savings also Reviewed on: 30th May 2023
Gemma 's avatar
Gemma

Great organisation!

5
Friendly staff - really happy to help. Reviewed on: 30th May 2023
Helen Henshaw's avatar
Helen Henshaw

Great place!

5
I love having credit union under my belt, it’s very reasonable, helpful and always great to stay upto date with payments so you can keep taking loans. Staff are polite and helpful when needed! Reviewed on: 30th May 2023
Kirsty's avatar
Kirsty

Best service

5
Easy to use and really good communication. Really helped to keep a roof over my head and cannot fault the service. Would have been homeless without the help I received. Absolute 10 star service. Reviewed on: 30th May 2023
Jean's avatar
Jean

10*

5
Very friendly and incredibly helpful 10* from me excellent interest rates I've had multiple loans with the possibility to save aswell highly recommended Reviewed on: 30th May 2023
Leanne k 's avatar
Leanne k

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