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Clockwise Credit Union: Personal loans reviews

4.88
Based on 2,928 reviews, last reviewed 10th Feb 2026
200% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Very quick assessment time frame Very quick assessment time frame Reviewed on: 10th February 2026
Michelle's avatar
Michelle

Latest lowest rating:

2

They could not give me a loan because I live in Nort... They could not give me a loan because I live in Northamptonshire. I think they should have Northamptonshire back Reviewed on: 15th July 2025
Melissa K's avatar
Melissa K

About this product

You can borrow between £50 and £10,000 with a Clockwise Credit Union personal loan.

Repay weekly, fortnightly or monthly with no fees if you choose to repay the full loan early. There’s an option to top up your loan after four months and support is available over the phone, online or in-branch.

Clockwise Credit Union personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Clockwise Credit Union before, you can also leave a review and share your experience.

Clockwise Credit Union Personal loans reviews (2928)

Review of the Clockwise Credit Union, Personal loans:

most human experience I've had in a while

5
I found out about clockwise while looking for loan options available to me. I found out by chance that they covered the county where I lived at the time. The following day I joined Clockwise and was offered the loan with terms that fit my needs. The team was very supportive as well, easy to communicate with. This was unexpected. These days, when I interact with banks and similar financial institutions, I have to get through layers and layers of automated support. Reviewed on: 2nd May 2025

Amazing.

5
Always there to help, brilliant customer service. Reviewed on: 30th May 2023

Good customer service

5
The customer service I have received from this credit union has been excellent and I highly recommend them Reviewed on: 30th May 2023

Great choice on loans

5
They were great on customer service and quick with the loan approval , low interest rates and affordable pay back rates too Reviewed on: 30th May 2023

Loan application

5
I applied for a loan from union credit and I was accepted and was kept in the loop of what I needed to do and set up the repayments which isn't alot a week and helped me and the interest isn't bad either so thank-you definitely will get another one if needed Reviewed on: 30th May 2023

Best

5
Best in the. Business so helpful Reviewed on: 30th May 2023

Loans

5
I recommend my daughter to them I tried to get another loan and was turned down ! Reviewed on: 30th May 2023

OUTSTANDING

5
Very good and reliable company so friendly and help out when needs best! Wouldn’t use another company! Reviewed on: 30th May 2023

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