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Clockwise Credit Union: Personal loans reviews

4.88
Based on 2,928 reviews, last reviewed 10th Feb 2026
200% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Very quick assessment time frame Very quick assessment time frame Reviewed on: 10th February 2026
Michelle's avatar
Michelle

Latest lowest rating:

2

They could not give me a loan because I live in Nort... They could not give me a loan because I live in Northamptonshire. I think they should have Northamptonshire back Reviewed on: 15th July 2025
Melissa K's avatar
Melissa K

About this product

You can borrow between £50 and £10,000 with a Clockwise Credit Union personal loan.

Repay weekly, fortnightly or monthly with no fees if you choose to repay the full loan early. There’s an option to top up your loan after four months and support is available over the phone, online or in-branch.

Clockwise Credit Union personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Clockwise Credit Union before, you can also leave a review and share your experience.

Clockwise Credit Union Personal loans reviews (2928)

Review of the Clockwise Credit Union, Personal loans:

Got the money I needed

5
Well great service friendly people got my loan quite quickly Reviewed on: 30th May 2023

I’ve been with clockwise for 7 years now , I love th...

5
I’ve been with clockwise for 7 years now , I love the fact I get an option of a top up ever so often really helps in time of need Reviewed on: 8th July 2025

I got a loan and was accepted quick changed my benef...

5
I got a loan and was accepted quick changed my benefit into a clockwise account to make repayments so it works really well for me they was quick and efficient and you can always top up your loan if you need a little extra after a few months so it's there when you need it and the money is usually in your bank within 1 working day. Reviewed on: 8th July 2025

I am with clock wise past so long and when I need lo...

5
I am with clock wise past so long and when I need lone I will always getting it Reviewed on: 8th July 2025

Lots great it's great it's great

5
Lots great it's great it's great Reviewed on: 8th July 2025

Always there to help even when my credit score hasn'...

5
Always there to help even when my credit score hasn't been the best, very good customer service, friendly staff! You pay back exactly what you borrow, have been a loyal customer for years and have always been treated with the upmost respect Reviewed on: 8th July 2025

I’ve been using clockwise credit union for the last...

5
I’ve been using clockwise credit union for the last 3 years. The team are very friendly and always there to listen to your problems! Reviewed on: 8th July 2025

Great business lovely staff and amazing service.

5
Great business lovely staff and amazing service. Helps people when they really need it Reviewed on: 8th July 2025

Well they've been brilliant with me and my experienc...

5
Well they've been brilliant with me and my experience with them has been lovely. If I have any issues they deal and sort the issue out fast and are very polite. All round great service. Reviewed on: 8th July 2025

Wonderful people to deal with.

5
Wonderful people to deal with. Very careful at informing their customers and never ever rush or push a product. Patient polite and very kind. Reviewed on: 8th July 2025

Not the best customer service and can be quite rude...

4
Not the best customer service and can be quite rude on many accounts but decent family loan Reviewed on: 8th July 2025

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