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Clockwise Credit Union: Loans reviews

4.88
Based on 2,163 reviews, last reviewed 23rd Jun 2025
103000% increase in 5 star reviews
in the past 90 days
700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
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5%
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1%
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0%
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1%

Latest highest rating:

5

Staff always happy to help and pleasant, the intrest... Staff always happy to help and pleasant, the intreste rates are amazing! There just brilliant Reviewed on: 23rd June 2025
Leah s's avatar
Leah s

Latest lowest rating:

2

I have a loan I have never missed a payment but they... I have a loan I have never missed a payment but they won’t allow me to to have another loan they say they take my credit score into account but I have... Read more Reviewed on: 23rd June 2025
Alma S's avatar
Alma S

About this product

Clockwise Credit Union Loans reviews (2163)

Review of the Clockwise Credit Union, Loans:

Absolutely brilliant always spot always fair highly...

5
Absolutely brilliant always spot always fair highly recommend Reviewed on: 6th June 2025

I have always had a great experience with credit uni...

5
I have always had a great experience with credit union all staff are helpful professional and helpful Reviewed on: 23rd June 2025

Amazing and they are very helpful and fast responding

5
Amazing and they are very helpful and fast responding Reviewed on: 23rd June 2025

Best and safe place to borrow or save

5
I came needing financial help being alone parent on universal credit and working part time. I needed to buy house furniture and fix my car, I was able to get a loan that was suitable for my needs but that I could also easily repay back without feeling it wasn't manageable for me. The the adviser was very useful and made me understand that it's not just about borrowing money its also affordability so that whatever I earned as my main source of income I could keep most of it instead of paying back a huge loan. Together we worked out how much I could pay back weekly and from where the money will come from. I use my child benefit income meaning I keep all my universal credit and work money which is great as I dont feel any burden or pressure wnen it comes to repayments. After positive years of borrowing from the service now if I wanted to borrow I just log on online, I put my application in and within a few hours or less im approved, it might not be the amount that I want as a loan example if I have an existing loan already in place but remember affordability is always taken into account which is why I come back over and over again to use the service as im not just being given the money then struggle to repay back. Im always happy that I'm asked if I want to go ahead or stop application when applying online because it allows me to make more informed decision in my own home and time if I'm still interested and that I'm under no pressure. I've been using the service for about 7 years now and it's the best place to borrow responsibly. As I said my repayment comes from my child benefit so as soon as I'm paid it the loan is taken from that money and the rest is straight away put back in my main account which I can access easily. I can not recommend this company enough. Thanks for providing this service to us, I always recommend it to anybody in financial hardship looking for a good and safe place to get a loan responsibly. Reviewed on: 23rd June 2025

Good company

5
Good company especially with their loans and low interest rates provided. The application time is brilliant and you also get offered something and you are able to pay it back easily with no hassle at all. The staff are.also friendly and very helpful. Reviewed on: 23rd June 2025

Loving it

5
Easy process no hassel. Give me what I need. Not a troublesome process Reviewed on: 23rd June 2025

I’ve found the process very easy, you get a quick de...

5
I’ve found the process very easy, you get a quick decision will definitely use them again and recommend to family/friends Reviewed on: 23rd June 2025

Great experience overall.

5
Great experience overall. Will highly recommend. Reviewed on: 23rd June 2025

Allways happy to help me when I get stuck with money...

5
Allways happy to help me when I get stuck with money problems Reviewed on: 23rd June 2025

helped me out massively.

5
helped me out massively. really supported my family. without the help of a loan we would have been in terrible trouble. i wish to thank you so so much. the website is easy to use and the phone lines never tend to be overly busy. thanks again Reviewed on: 23rd June 2025

Easy to apply.

4
Easy to apply. Customer service isn't always great, they sometimes don't reply at all. Reviewed on: 23rd June 2025