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Clockwise Credit Union: Personal loans reviews

4.88
Based on 2,926 reviews, last reviewed 19th Jul 2025
100% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great service Great service , helpfull staff what more do you need Reviewed on: 19th July 2025
Andrew G's avatar
Andrew G

Latest lowest rating:

2

They could not give me a loan because I live in Nort... They could not give me a loan because I live in Northamptonshire. I think they should have Northamptonshire back Reviewed on: 15th July 2025
Melissa K's avatar
Melissa K

About this product

You can borrow between £50 and £10,000 with a Clockwise Credit Union personal loan.

Repay weekly, fortnightly or monthly with no fees if you choose to repay the full loan early. There’s an option to top up your loan after four months and support is available over the phone, online or in-branch.

Clockwise Credit Union personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Clockwise Credit Union before, you can also leave a review and share your experience.

Clockwise Credit Union Personal loans reviews (2926)

Review of the Clockwise Credit Union, Personal loans:

Excellent service

5
I started with notts and lincs credit union when I had to move into my new house to get away from my alcoholic violent baby father, my credit score was non existent due to my ex running up debts in my name and not paying them. I couldn't get credit from anyone to decorate my house or buy items for my new house. Notts and limcs credit union had just started up as notts credit union and I was given a leaflet from my housing officer about them. I applied for a loan and thought they would be like every other credit agency and decline due to my poor credit but I explained my circumstances and they gave me a chance and approved my loan. From there I was able to sort my credit score, start saving money and have savings and have loans that didn't have high repayments or a massive interest and APR to pay back. Amazing company who I always recommend to others. Even recently I had to leave my police officer role due to my autistic son not coping with the hours and my last pay from them was only £61 for the month which left me not able to pay credit union or any other bills that month. I called them and explained and they were very helpful and understanding. The pledged savings that I had acquired from the loan I had with them was used temporarily to cover that months repayment so it would not negatively impact my credit file and I was able to catch up with everything. I can't thank this company enough for their kind, caring, and exceptionally understanding way of doing business. Reviewed on: 30th May 2023

Great service

5
Great service , helpfull staff what more do you need Reviewed on: 19th July 2025

always bin helpful when I needed help with money

5
always bin helpful when I needed help with money Reviewed on: 18th July 2025

Fast and easy to use service online and great custom...

5
Fast and easy to use service online and great customer service call centre. Reviewed on: 18th July 2025

Efficient.

5
Efficient. Good customer experience Reviewed on: 18th July 2025

Everyone is lovely reality helpful

5
Everyone is lovely reality helpful Reviewed on: 18th July 2025

Nothing much to add but I like clockwise, very helpf...

5
Nothing much to add but I like clockwise, very helpful, very useful and very good company to to borrow so for that reason I would like to recommend fiend and to clockwise Reviewed on: 17th July 2025

it was quick and easy.

5
it was quick and easy. the staff are there if you need any help. altogether it was great. Reviewed on: 17th July 2025

They were a life saver.

5
They were a life saver. Everthing went smoothly with my loan applications . Very timely decisions for my urgent needs. I have used them over 15years and it's always a pleasure. Reviewed on: 17th July 2025

Clockwise Credit Union is one of the best and reliab...

5
Clockwise Credit Union is one of the best and reliable banking organisation. Their services are top notch and it is the easiest effective and efficient way of banking in the uk right now. Reviewed on: 17th July 2025

Excellent experience

5
Fast easy process. Fast decision and fast payment. Reviewed on: 17th July 2025

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