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Coverwise: Annual Travel Insurance reviews

Name: Annual Travel Insurance
Rating: 3.56 (70 reviews)

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3.56

Based on 70 reviews, last reviewed 17th Jul 2026

300% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

19%

67%

Latest highest rating:

5

Policy covers exactly my needs and I don't pay extra... Policy covers exactly my needs and I don't pay extra for things I'm not looking for Reviewed on: 17th July 2026

Latest lowest rating:

1

Waste of money 0/5 Waste of money. Cheap for a reason, you're better off buying a lottery ticket, more chance of a payout, make you jump through hoops and fill in endles... Read more Reviewed on: 21st April 2026

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About this product

Do you buy travel insurance before going abroad? There are hundreds of different travel insurance policies on the market, all designed to help you stay protected while travelling...and giving you piece of mind, whether you're enjoying a sun swept beach or on an adverture-packed holiday. But with so many different policies to choose from, finding the right policy for you can be quite confusing. Reading our Coverwise travel insurance reviews can help you find out what other travellers have to say. You can also write your Coverwise travel insurance review too!

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Coverwise Annual Travel Insurance reviews (70)

Affordable annual cover

Affordable annual cover, appears to cover the basics but nothing more. Significant excess and exclusions if I was forced to have to use it, but useful reassurance as a last resort. Reviewed on: 4th September 2024

Easy and Affordable

Auto-renews annually so no faff, emailed in advance in case you wish to cancel Reviewed on: 4th September 2024

Overall good.

Overall good. Excellent customer service. Reviewed on: 4th September 2024

Quick and easy

Relatively quick and easy claiming process, and good value for money in terms of multi trip insurance! The insurance was easy to buy. Reviewed on: 4th September 2024

I have used Coverwise travel insurance for many years.

I have used Coverwise travel insurance for many years. They offer competitive pricing for single annual worldwide travel. Easy to use quotes and website. Reviewed on: 4th September 2024

Transparent and good for winter sports

They are on of the few companies that allow for multiple ski trips in a year withot lots of loopholes in the smallprint Reviewed on: 23rd August 2024

Avoid no response when making a claim

Unfortunately in my experience with a travel insurance claim it has been 3 months and I’ve had no update on my claim or when it will be assessed. I am having to now raise this with the financial ombudsman as AXA, who act on behalf of coverwise for claims, keep delaying assessing the claim. I’ve been told dates of when it will be reviewed by that just keep passing. Even after raising a complaint my claim is still being ignored. I would not recommend this company as this has been such a painful process in raising a travel insurance claim when it should be straightforward as all documentation and evidence has been supplied. Reviewed on: 20th August 2024

Do not pay out on lost luggage!

After the airline losing my luggage, Coverwise informed me they do not pay out on luggage that has been checked in!! Total joke as this is when it is at risk. Reviewed on: 6th August 2024

Do not choose!

Luckily it didnt come to having to claim - yet. But i had a question about something and noone cared to reply to my emailsl, and it wasnt cheap! i also bought an annual worldwide policy hoping to receive good customer service, but they dont respond, they are impossible to reach, makes you think you have been scammed. Reviewed on: 16th December 2023

Never use the online website, its a trap!

"You need to carefully read your policy not once, but twice, or even three times, because there may always be situations where you are not covered. Make sure to understand the definition of a 'trip' (typically from home to home, not to a different country). Check your dates meticulously, as even a deviation by just an hour or a day can render your entire trip uncovered. Avoid ordering insurance online without due diligence, as clicking and accepting a contract inadvertently is a risk (instead, speak with a representative who can explain the terms, your plans, and the dates in detail). Ensure you thoroughly review coverage for every activity you plan to do, as some activities might not be covered or may have limitations. In the future, before embarking on any trip, consider calling your insurance company with a list of places you intend to visit, activities you plan to engage in, and the specific dates. This will allow you to obtain verbal and written confirmation of your coverage. It's likely that similar considerations apply with other insurance companies. However, when you invest in a 'silver package,' you expect to travel with peace of mind. I learned the hard way that I was not adequately covered during my last trip because of the definition of trip, inadvertently putting my financial security. Nevertheless, the insurance company was within their rights, as the policy's interpretation could indeed exclude coverage. Therefore, it's crucial to exercise caution and due diligence." Reviewed on: 26th August 2023

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