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Emma: Savings App reviews

4.86
Based on 3,551 reviews, last reviewed 3rd Apr 2025
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Latest highest rating:

5

Great financial app with high functionality Never had any issues with the app and love the fact that it's smooth and has lots of features to take advantage of. Especially useful the subscription... Read more Reviewed on: 3rd April 2025
Karina's avatar
Karina

Latest lowest rating:

1

Great app... But everything you need is behind a paywall, and you get hassled everytime to signup when using the app. Reviewed on: 9th April 2023
JD's avatar
JD

About this product

Looking to read reviews of the Emma app, an innovative new mobile app which helps you save using AI. “She assists you in avoiding overdrafts, finding wasteful subscriptions and giving the control you need over your finances.” Sounds good? Now see what our community members have been saying about Emma by reading their reviews on Smart Money People. Or have you been using the Emma app to help save money and find unwanted subscriptions? Leave a review for others to read and you’ll be helping them to find the very best personal finance apps.

Emma Savings App reviews (3551)

Review of the Emma, Savings App:

A Comprehensive Look at its Features, Pros and Cons for Personal Finance Management

5
The Emma app is a personal finance management tool that helps users track and manage their finances in one place. With its user-friendly interface and sleek design, the app makes it easy to categorize expenses, set budgets, and monitor spending habits. One of the most notable features of the Emma app is its ability to connect to multiple bank accounts, credit cards, and investment platforms. This allows users to see all of their financial information in one place and get a holistic view of their financial situation. Another great feature of the app is its budget tracking tool, which allows users to set monthly budgets for different categories and monitor their progress throughout the month. The app also offers personalized insights and recommendations based on spending patterns, which can be helpful for identifying areas where users can cut back and save more. However, one potential downside of the Emma app is that some of its more advanced features, such as custom categories and bill tracking, are only available with a paid subscription. Additionally, some users have reported issues with connectivity and syncing between their bank accounts and the app. Overall, the Emma app is a solid choice for anyone looking to take control of their personal finances and streamline their budgeting and tracking process. Its intuitive design and helpful features make it a worthwhile investment for anyone looking to improve their financial management skills. Reviewed on: 18th April 2023

Great app to keep an eye on spending

4
As a student, its important to me to monitor how much I'm spending on different areas like food, social activity and societies. Emma is really useful for this and the notifications when I go over budget are a well-needed reminder! Would deffo recommend Emma to students who want to limit their unnecessary spending. Reviewed on: 6th April 2023

It doest it all for you

5
Emma is a great app. It separates all your expenses for the different categories you selected. The app is intelligent and it does it all for you. Great service!!! Reviewed on: 6th April 2023

The best way to save money!

5
This is the only app that has actually helped me save money and show me what I spend most of it on! Highly recommend :) Reviewed on: 6th April 2023

Great app

5
Helps me control my spending , and budgetting, otherwise I would be broke Reviewed on: 6th April 2023

Solid budgeting app

5
Really helpful to let you understand in and out goings. Reviewed on: 6th April 2023

Emma is the Best!

5
Really good app. Helps me to budget and helps me visualise everything that I am automatically paying for in the month like subscriptions compared to what I have left. Reviewed on: 6th April 2023

Always use Emma for my finances

5
Emma is great. Really easy to use. I'm a user experience designer and I find the experience really top-notch when using this product! Reviewed on: 6th April 2023

Emma helped me save

5
I'm now a house owner! Emma helped me save, even as little as change round ups each week when times were tougher. The automatic features took the constant decisions out of the equation, meaning I could set things up and let it work for me. Amazing, thank you! Reviewed on: 6th April 2023

Amazing help

5
Such a great tool to keep an eye on whats really going on with your finances and manage the day-to-day to help with savings. Reviewed on: 6th April 2023

Brilliant personal finance app that has helped me manage my debt

5
I have tried using Excel spreadsheets for years when budgeting, but Emma has refined my budgeting process and made it so simple. All of my accounts and credit cards are visible in the app and moving money between them is super easy. I love Emma! Reviewed on: 6th April 2023