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Emma: Personal finance app reviews

Name: Personal finance app
Rating: 4.88 (3559 reviews)

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4.88

Based on 3,559 reviews, last reviewed 17th Mar 2026

100% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

87%

11%

Latest highest rating:

5

A great app for saving without having to think about... A great app for saving without having to think about it! Reviewed on: 17th March 2026

Latest lowest rating:

1

Great app... But everything you need is behind a paywall, and you get hassled everytime to signup when using the app. Reviewed on: 9th April 2023

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About this product

The Emma personal finance app helps you take control of your money.

Using the Emma app, you can build your credit, save more and spend less. It’s a financial membership which has different tiers. You can get started with the Basic plan which is free or opt for a paid membership which comes with more benefits.

Emma app reviews help you find out what it’s really like to be a customer. If you’ve used the Emma app before, you can also leave a review and share your experience.

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Emma Personal finance app reviews (3559)

Fantastic personal finance tool

A great tool that my wife and I use to keep our finances in check. couldn't recommend it more. Reviewed on: 18th March 2021

Great app

Wonderful interface and connects with everything Reviewed on: 18th March 2021

Best app for finances

Great app very easy to use and organise. Provide great tips to save money. Would recommend 10/10 Reviewed on: 18th March 2021

Simple but life changing!

Has helped me properly get on top of finances for the first time in my life- thank you Reviewed on: 18th March 2021

I use Emma daily and it keeps me on top of my finances!

I’ve really enjoyed my experience with Emma. It ties my whole budget up in one place, lets me monitor my spending, learn my habits and see where I can do better! My only criticism is that more banks and apps should link with Emma ! Reviewed on: 18th March 2021

Really informative and easy to use

Really simple to use and provides a lot of insights into my spending. Budgets are easy to set up and really helped me understand where my money was going and helped out some extra aside. Reviewed on: 18th March 2021

Very friendly app

Emma is very helpful and the tone of the feedback is light-hearted and encouraging. It also works far better than other similar apps i have tried. Reviewed on: 18th March 2021

I've already recommended Emma

It's such a great app I've already recommended it to many of my family and friends, who are all using it now. Reviewed on: 18th March 2021

Emma is the most fun finance app

Great User Experience and solves a hard to tackle to personal finance problem! Now it’s easy to know real monthly expenditures across multiple accounts, helps me to budget better Reviewed on: 18th March 2021

Amazing app, so helpful

This app helps me manage my money so well Reviewed on: 18th March 2021

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