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Emma: Savings App reviews

Name: Savings App
Rating: 4.86 (3552 reviews)

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4.86

Based on 3,552 reviews, last reviewed 21st Jan 2026

100% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

87%

12%

Latest highest rating:

5

Best all-rounder money management app Emma is the best all-rounder app that I've used to help me stay on top of my money. I'm awful at keeping track of my spending so Emma telling me where... Read more Reviewed on: 21st January 2026

Latest lowest rating:

1

Great app... But everything you need is behind a paywall, and you get hassled everytime to signup when using the app. Reviewed on: 9th April 2023

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About this product

Looking to read reviews of the Emma app, an innovative new mobile app which helps you save using AI. “She assists you in avoiding overdrafts, finding wasteful subscriptions and giving the control you need over your finances.” Sounds good? Now see what our community members have been saying about Emma by reading their reviews on Smart Money People. Or have you been using the Emma app to help save money and find unwanted subscriptions? Leave a review for others to read and you’ll be helping them to find the very best personal finance apps.

Emma Savings App reviews (3552)

Review of the Emma, Savings App:

Making life easier to organise

A great app that is easy to set up and manage with notifications for tracking spend. With a weekly report to analyse your financial activity. A perfect daily companion. Reviewed on: 18th March 2021

Helpful and easy to use

I’ve been using Emma for a few years and it’s really helped to keep my finances all in one place. I suffer from ADHD so it’s very difficult for me to organise and remember all of my subscriptions and recurring payments, let alone budget and keep track of my spending. I’ve cut down on my spending significantly on where I see that I’m spending a bit too much and my habit of impulsive purchases is basically nonexistent. Going through monthly statements directly from the bank is a chore and I end up losing track half way, Emma makes it easy for me to see where my money is coming and going from and when. The pots are probably one of my favourite features because I end up completely forgetting I have money in them so it goes untouched. They helped me save for holidays and a down payment for my new house! Reviewed on: 7th April 2023

Emma has helped changed my life for the better

I am new to the country, my spending habits were bad. Emma has not failed to give me a reality check where necessary. I am just moving out now finally and clearing some debts. Thank you Emma Reviewed on: 7th April 2023

Efficient money manager

I like Emma because it keeps me honest and up to date with my finances. It also gives lots of tips and tricks to help get better at dealing with money. Reviewed on: 7th April 2023

EMMA - BEST APP EVER

I can't do without anymore of this amazing app. It helps me budgeting and check were all my expenses go. Very easy to use, also for investments. Highly recommended to keep track of your money! Reviewed on: 7th April 2023

Easy and reliable

Emma is incredibly helpful, I have trouble with spending and tend to overspend a lot so having a daily money balance as a notification and being able to see my subscriptions are incredibly helpful for me. Reviewed on: 7th April 2023

managing my money with EMMA

I've recently started using the EMMA app to manage my finances, and I must say, it has exceeded my expectations! The app was easy to find, download, and register, and it has been very helpful in organizing my spending. thanks Reviewed on: 7th April 2023

Great app

Very useful and innovative this app really helped me keep tabs on my finances Reviewed on: 7th April 2023

Absolutely brilliant

I always struggled figuring out what I'm doing with my money but Emma has made it so simple to see where it all goes. Reviewed on: 7th April 2023

Great for budgeting and getting better all the time

Emma really helped me get a solid grip on our family spending. Then it allowed me to consolidate all my accounts and get a good picture of my financial situation. This gave me the confidence to start investing, which then they made simple. A good example is recently I started to look into moving my savings into an account that offers competitive interest (after decades of not needing to care since rates have been so low), and within that same week Emma started offering a saving pot with competitive interest rates. I check Emma nearly every day, it's help me save and be financially confident. Reviewed on: 7th April 2023

All in One

Fully accountable and one of the best budgeting app among all others. Multiple customized categories, once you setup according to you, it will give all details at a glance every month. I have been using Emma for around 4 years and they have improved alot. When I'm over my budget, I get alerts. I would highly recommend all to try this if you have no time manually for budget allocation. Reviewed on: 7th April 2023

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