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first direct: Current account reviews

4.74
Based on 1,494 reviews, last reviewed 18th Jun 2026
5% decrease in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
85%
See only 4 star reviews
9%
See only 3 star reviews
2%
See only 2 star reviews
1%
See only 1 star reviews
3%

Latest highest rating:

5

Very friendly and helpful staff Whenever I have had trouble logging into my account or other issues in regards to my account, the staff are always very friendly and helpful. The are... Read more Reviewed on: 18th June 2026
Rob's avatar
Rob

Latest lowest rating:

1

1 star is far too generous. 1 star is far too generous. First Direct sent an email asking me to provide another review even though i have been waiting for a working PIN since Fe... Read more Reviewed on: 8th May 2026
Linda's avatar
Linda

About this product

The first direct 1st Account is a current account that can be opened in minutes.

If you’re eligible, you can get an interest free overdraft of £250. You won’t be charged debit card fees when spending abroad. If approved for an account, you’ll get a virtual card you can use straight away.

first direct 1st Account reviews help you find out what it’s really like to be a customer. If you’ve used first direct before, you can also leave a review and share your experience.

first direct Current account reviews (1494)

Review of the first direct, Current account:

Quick Service

4
Fast response to any issues and helpful at sorting things out quickly. Reviewed on: 25th May 2024

great bank

5
no hassle, good app, smooth changeover Reviewed on: 16th November 2018

Really helpful people based here

5
No massive wait times. Really friendly kind knowledgeable people. Make banking sensible! Reviewed on: 15th November 2018

Simply The Best

5
Really personal approach with friendly call handlers who talk to you like a friend rather than a customer. They have all the time in the world for you and really understand your needs. Reviewed on: 14th November 2018

Best bank

5
Customer service is tops! UK based and no queues as well as the friendliest staff! Reviewed on: 13th November 2018

Amazing service

5
I have been With this bank for years never had any issues. Their customer service is outstanding and you feel like your talking to a real person Reviewed on: 12th November 2018

Great bank, great online app

5
I love the online app and this bank has always been so helpful and excellent. Reviewed on: 12th November 2018

Everything a bank should be

5
A brilliant app that makes banking a pleasure to use, daily text messages when needed to keep me informed. Reviewed on: 12th November 2018

Great 24 hour service

5
I have banked with First Direct for many years and have no complaints. Reviewed on: 12th November 2018

First class customer service

5
Customer service always available both online and by phone. Helpful, efficient and polite. Easy to use website and app. Reviewed on: 11th November 2018

No trouble at all

5
Nothing is too much trouble. I had a huge problem, the staff where able to sort it for me right away. Everything was done over the phone. Very pleased with the service. Reviewed on: 11th November 2018

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