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first direct: Current Account reviews

Name: Current Account
Rating: 4.7 (1310 reviews)

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4.68

Based on 1,310 reviews, last reviewed 11th Mar 2025

713% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

84%

10%

Latest highest rating:

5

Easy to switch and best bank account with good interest Easy to switch and best bank account with good interest Reviewed on: 11th March 2025

Latest lowest rating:

1

ATM swallowed my £100 and First Direct refuses to re... ATM swallowed my £100 and First Direct refuses to refund me despite having no video footage at the said 3 ATM machines at Asda superstore. Reviewed on: 24th December 2024

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About this product

The first direct 1st Account is a current account that can be opened in minutes.

If you’re eligible, you can get an interest free overdraft of £250. You won’t be charged debit card fees when spending abroad. If approved for an account, you’ll get a virtual card you can use straight away.

first direct 1st Account reviews help you find out what it’s really like to be a customer. If you’ve used first direct before, you can also leave a review and share your experience.

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first direct Current Account reviews (1310)

Regular Saver

Have a first direct current account enables me to have a regular saver at a brilliant 6% Reviewed on: 28th March 2017

Excellent bank

I change my bank account two years ago to first direct and there customers services is excellent. Unlike other banks that fob you off this bank wants to help and always resolves any issues you have. Reviewed on: 15th March 2017

Simple online banking

I have been with First Direct for at least 20 years and I can honestly say it has been a positive experience. Online banking is a breeze. I have always had excellent customer service with helpful and polite staff being at available at all times. Reviewed on: 13th February 2017

Excellent Service

Very easy switching service and the money came in very handy :) Very easy to use online banking service also. Reviewed on: 12th February 2017

Trustworthy and highly recommended

I have rarely had need to contact First Direct, but when I have, the customer service has been excellent. I have been extremely happy with the ongoing service I have received and do not plan on leaving. Reviewed on: 12th February 2017

First Direct Account

Very good current account, good customer service. Reviewed on: 12th February 2017

Easy to use

It's easy to manage your banking with First Direct. Daily text messages keep you informed of the state of your account, internet access makes it easy to manage your money, transfers etc and they're usually very friendly on the phone Reviewed on: 12th February 2017

Effortless reliability

I have been banking with First Direct for at least 20years now and I've never been tempted to take my business elsewhere. If I've ever wanted a loan or an overdraft it's been dealt with over the phone in record time. The customer service team are polite & helpful. The online banking is simple. I can manage most things myself with very little effort. The most wonderful thing is that they don't hassle me by trying to sell me every other service they offer, as a result of which, I always consider them. For me, they set the standard for online banking & they just get better. Reviewed on: 12th February 2017

1st Account is 1st Class

It's not often I have to contact First Direct but when I do, it's always an easy and pleasant experience. Even when I call in the middle of the night (thanks to my working patterns) I've called at 3am before and never had a problem speaking to someone who is awake, alert and helpful! One time, I had an issue with my mobile app and the person I spoke to stayed on the line throughout and made sure I was up and running before letting me go, which was brilliant as I thought I'd be given a code and left to fend for myself. I couldn't recommend First Direct more (I regularly do) and I can honestly say my 1st account with First Direct is First Class. Reviewed on: 12th February 2017

Would recommend

Free overdraft, simple on-line service, voice recognition phone security works smoothly. Reviewed on: 11th February 2017

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