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first direct: Current Account reviews

Name: Current Account
Rating: 4.74 (1488 reviews)

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4.74

Based on 1,488 reviews, last reviewed 5th May 2026

20% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

85%

Latest highest rating:

5

I’ve had a really positive experience with First Dir... I’ve had a really positive experience with First Direct’s 1st Account. The account is simple to manage, with an easy-to-use app, reliable online banki... Read more Reviewed on: 5th May 2026

Latest lowest rating:

1

I have been a customer of First Direct for 34 years... I have been a customer of First Direct for 34 years so I know this bank very well For 33 years I often recommended it to friends but this past year th... Read more Reviewed on: 29th October 2025

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About this product

The first direct 1st Account is a current account that can be opened in minutes.

If you’re eligible, you can get an interest free overdraft of £250. You won’t be charged debit card fees when spending abroad. If approved for an account, you’ll get a virtual card you can use straight away.

first direct 1st Account reviews help you find out what it’s really like to be a customer. If you’ve used first direct before, you can also leave a review and share your experience.

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first direct Current Account reviews (1488)

Great service

Consistently great service! The products could be better, but as a regular bank account it does the job. Reviewed on: 30th March 2023

Quick and responsive

Been a customer for years and have never had issues. Fraud alerts and security are great. Reviewed on: 30th March 2023

First Direct

I would highly recommend First Direct 1st Account Reviewed on: 29th March 2023

The Original Branch Free Bank

I moved to First Direct when they first opened as Telephone Banking long before Internet Banking which they embraced wholeheartedly later. I chose them because they did not waste money maintaining and staffing branches - if they looked after their own money I could trust them to look after mine. Experience has proved that they have the best customer service at the end of a phone which is always answered quickly and they offer a high interest regular saver to customers of their 1st account. Reviewed on: 26th March 2023

Always excellent service.

Every interaction with First Direct is positive. Any problems are resolved quickly. Reviewed on: 26th March 2023

Good bank service

Good online bank, excellent customer service Reviewed on: 25th March 2023

Fairly simple banking

I like using my first direct banking, however this isn't my preferred bank to use. They do offer an excellent switching programme currently. Reviewed on: 25th March 2023

Easy banking

Very easy to manage your money, rapid transfers and a clean and quick app makes first direct a pleasure to use and bank with. Reviewed on: 25th March 2023

Brilliant customer service

I’ve got nothing but good things to say about first direct. No regrets about switching! Reviewed on: 24th March 2023

Really good bank - can't believe I had not dealt with them before!

Overall, one of the greatest experiences I've had with a bank - 24/07 support and really helpful staff. Moreover, their saving account offers one of the greatest interest rates! Reviewed on: 23rd March 2023

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