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first direct: Bonus Saving Account reviews

4.81
Based on 56 reviews, last reviewed 17th Apr 2026
1300% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
91%
See only 4 star reviews
5%
See only 3 star reviews
2%
2 star
See only 2 star reviews
0%
See only 1 star reviews
2%

Latest highest rating:

5

A nice bonus The bonus element really boosts the interest and is well worth the investment. Ideal if you want to leave funds alone as you lose the bonus if you mak... Read more Reviewed on: 17th April 2026
Les Roper's avatar
Les Roper

Latest lowest rating:

1

Lowered an already low interest rate ... Lowered an already low interest rate while putting up mortgage interest. Reviewed on: 5th December 2024
Tim's avatar
Tim

About this product

First Direct savings reviews can help you to find out more about life at First Direct. How easy is it to contact First Direct? And how friendly are they? Our First Direct savings reviews can help you to find out information like this. Smart Money People is an independent source of honest reviews.

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first direct Bonus Saving Account reviews (56)

No Debate, Great Interest Rates,

4
In a banking dessert for getting returns on your money it's refreshing to see one offering one of the best rates of 7% up to £3600 with their Regular Saver. If you pair this with a great SmartPhone App, introductory transfer fees and first class customer support then what are you waiting for give them a go. Reviewed on: 17th March 2023

Not good in withdrawal months

5
Rate plunges in withdrawal months Reviewed on: 14th March 2023

Excellent

5
Top product for me great customer service Reviewed on: 9th March 2023

Great Bank

5
Love first direct for my personal banking Reviewed on: 7th March 2023

Absolute bonus

5
Interest rate on this account recently hiked to 7%, top customer service ratings, simple/ basic online banking via app. Safe & secure in the knowledge you are banking with the best. Reviewed on: 31st January 2023

Highest current interest

5
FD regular saver currently has the highest interest rate. Customer service is very good and speedy. Reviewed on: 18th January 2023

Bonus Interest!

5
First Direct are now paying 7% interest per annum on their Bonus Saver account, which is significantly higher than all their competition Reviewed on: 12th January 2023

Fantastic trustworthy service

5
First Direct is different to other banks, telephone and online banking 24 hours, and always very friendly staff. Reviewed on: 12th January 2022

First in line

5
First Direct is a bank like no other. So easy to deal with . Always helpful and not in a pushy way. Reviewed on: 14th November 2019

Always efficient and user friendly

5
I have banked with 1st Direct for 17 years and cannot fault it. If I need to telephone them the call is quickly answered by a person, not an automated machine. That person can usually deal with almost all queries and if I have to be transferred there is no delay. The staff are always friendly, helpful and efficient. The Internet banking site is very secure,easy to negotiate and clear to understand. The monthly saver account currently offers the best interest rate of any other bank. Reviewed on: 5th November 2019

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