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first direct: Regular Saver Account reviews

Name: Regular Saver Account
Rating: 4.86 (132 reviews)

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4.76

Based on 132 reviews, last reviewed 2nd Apr 2025

800% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

90%

2 star

Latest highest rating:

5

Great interest rates, fantastic customer service. Great interest rates, fantastic customer service. Couldn't get better. Reviewed on: 2nd April 2025

Latest lowest rating:

1

Lack of customer service I switched to First Direct fulfilled all the requirements and received the switch reward. I opened the 7% saver account and began saving £300 every mo... Read more Reviewed on: 2nd May 2024

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About this product

First Direct savings reviews can help you to find out more about life at First Direct. How easy is it to contact First Direct? And how friendly are they? Our First Direct savings reviews can help you to find out information like this. Smart Money People is an independent source of honest reviews.

first direct Regular Saver Account reviews (132)

Review of the first direct, Regular Saver Account:

Great savings account - high interest

Good offer of 5% interest offered when depositing up to £300 savings per month. I apply for this 12 month account every year to maximise interest on my savings Reviewed on: 27th March 2017

Interest rates are great, but the app is lacking functionality

Having the highest regular savings interest rate (as far as I am aware), is always going to get my interest. But the app is basic at best. It misses out on functionality that so many other banking apps offer, and doesnt come close to the functionality of modern banking apps, such as Monzo Reviewed on: 8th February 2023

Regular savings account

I have been apart of first direct for about 6 months and I do enjoy it. I am apart of the regular savings account saving the maximum every month and I would definitely encourage others to join. Reviewed on: 8th February 2023

There is no account to beat it.

We have been with first direct for over 20 years and have had great service. Reviewed on: 1st February 2023

Spot on

Above and beyond Upped interest rate mid term which is unheard of.....bravo Reviewed on: 13th January 2023

High interest!

Very easy to set up, linked to 1st account so money just comes straight out of there. 7% interest is fab as maximum monthly amount is high compared to other similar products. Reviewed on: 11th January 2023

Savings interest increased mid-term

Normally, with a Regular Saver account, the rate at the start is the rate that you get all the way through. But as interest rates generally started to climb, First Direct suddenly doubled the interest rate from 3.5% to a generous 7%, even though I was just over half-way through the term. I've never known a bank do that before! Reviewed on: 10th January 2023

Regular Saver - Exactly Right for Me

I've used the First Direct regular saver for a few years now, and it's perfect for me. I love the ease of it, and the rates have been good. The customer service is amazing, so I know if I need to ask any questions about it I can ring up and get them answered quickly. I've saved a lot over the past few years through the Regular Saver! Reviewed on: 10th January 2023

High Interest acc linked to current account

3% or more usually better than most high street banks and many online ones Reviewed on: 20th September 2022

Good product but limited

Monthly savings amount taken from current account every month… at the end of 12 months I get my money back plus enhanced interest. Limited to maximum £300 a month. Also once started the account that is the day of the month the savings are transferred. Only available to UK residents. One account per customer. Reviewed on: 18th January 2022

Good returns

I’ve had a few regular savings accounts over the years and the savings rate has always been competitive with any other accounts on the market. Reviewed on: 12th January 2022

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