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First Response Finance: Car Finance reviews

4.95
Based on 6,928 reviews, last reviewed 20th Dec 2025
99% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
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0%
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0%
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0%

Latest highest rating:

5

Had such a great experience with them Had such a great experience with first response they have helped me out so much in the year I have been with them Reviewed on: 29th October 2025
Phillip w's avatar
Phillip w

Latest lowest rating:

1

Avoid this company Never missed a payment! Avoid this company Never missed a payment! Customer for over 10 years and this is the thanks I get. I’ve been sold multiple faulty cars by First Respo... Read more Reviewed on: 20th December 2025
Claire's avatar
Claire

About this product

First Response Finance reviews on our site can help you make up your mind as to whether this is the right car finance provider for you. Our community shares their First Response Finance reviews and experiences in order to help others. So if you've already used First Response Finance in the past, please write a review of your own to assist others choosing a car loan provider!

First Response Finance Car Finance reviews (6928)

Review of the First Response Finance, Car Finance:

Life after FRF will never be the same.

5
I crawl out helplessly for my sword, but it's kicked away by a blackened armoured foot. I struggle to flop onto my back and see the demon before me. An amalgamation of my financial freedom, debt incarnate. Ugly and unpredictable. It chuckles evilly to itself as he toys with what's left of my savings account energy. "Any last words, you pitiful worn?" It barks out loud. I meet it's cold gaze. "I summon the light of First Response Finance!" I cry over the pain of battle. A blinding light causes us both to shield our eyes with our forearms, a figure appears. A valkyrie warrior ready to take me to valhala? It wears piercing gold armour and carries a mace and off set with a shield in its other hand. The angle strikes the demon before its even addressed its attacker. The demon is flown back with the fore. The warrior princess marches forward. "This mortal is under our financial protection!" It's voice sounds like several tones speaking in unison. "Leave this place, fiend of financial uncertainty!" It raises a gauntleted arm and crashes the mace down hard on the demon, that evaporates into thousands of shreds of singed paper. I watch this spectacle through blured vision as the warrior approaches me and I fall into the unforgiving darkness of unconsciousness. Knowing that my financial freedom is assured. Reviewed on: 11th August 2022

5 stars finance company really helped me.

5
5 stars finance company really helped me. Reviewed on: 8th July 2025
Reply from First Response Finance Thank you for the five-star review! Response date: 9th July 2025
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First Response Finance

Smooth Process and Excellent Customer Service

5
I had a great experience with First Response Finance. The application process was straightforward, and I was kept updated at every stage. The team was friendly, professional, and explained everything clearly. They made the car finance process stress-free and fast. I would definitely recommend them to anyone looking for reliable and responsive car finance support. Reviewed on: 8th July 2025
Reply from First Response Finance Thank you, we’re happy that we could help you! Response date: 9th July 2025
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First Response Finance

Really helpful with everything from start to finish.

5
Really helpful with everything from start to finish. And very friendly staff Reviewed on: 8th July 2025
Reply from First Response Finance That's great to hear, thank you! Response date: 9th July 2025
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First Response Finance

Competent staff over the phone , answered any questi...

5
Competent staff over the phone , answered any questions, made process easy. Reviewed on: 8th July 2025
Reply from First Response Finance Thank you, we'll be sure to let our team know that you’re happy with their service! Response date: 9th July 2025
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First Response Finance

Very friendly and explained the process in great det...

5
Very friendly and explained the process in great detail I felt confident in good hands with the guidance given. Reviewed on: 8th July 2025
Reply from First Response Finance Thank you, we’re happy that we could help you! Response date: 9th July 2025
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First Response Finance

First Response helped when I had financial problems

5
First Response have helped me when I lost my job first 6 weeks they contacted me and offered me a very affordable option to get my account back on track and they was in constant contact to help me for the 6 weeks aswell Reviewed on: 8th July 2025
Reply from First Response Finance We’re happy that we could help you! Response date: 9th July 2025
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First Response Finance

Gave me a great help an got me on the...

5
Gave me a great help an got me on the road Reviewed on: 8th July 2025
Reply from First Response Finance Thank you for the five-star review! Response date: 9th July 2025
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First Response Finance

Great communication, no hassle and finance organised...

5
Great communication, no hassle and finance organised in 10 minutes. Reviewed on: 8th July 2025
Reply from First Response Finance That's great to hear, thank you! Response date: 9th July 2025
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First Response Finance

Service was really good fast and easy

5
Service was really good fast and easy Reviewed on: 8th July 2025
Reply from First Response Finance Thank you! Response date: 9th July 2025
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First Response Finance

One of the best experience with first response finance.

5
One of the best experience with first response finance. Reviewed on: 8th July 2025
Reply from First Response Finance That's great to hear, thank you! Response date: 9th July 2025
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First Response Finance