Smart Money People Logo

First Response Finance: Car finance reviews

4.94
Based on 6,931 reviews, last reviewed 5th Mar 2026
No new 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

The staff are really polite, welcoming helpful The staff are really polite, welcoming helpful Reviewed on: 20th February 2026
Aiden wilox's avatar
Aiden wilox

Latest lowest rating:

1

Poor Customer Service and Zero Support Very Poor Customer Service, Zero support This companies customer service is very poor, and their customer support is non existent. They continuly try ... Read more Reviewed on: 5th March 2026
Steve K's avatar
Steve K

About this product

First Response Finance offer car finance for different vehicles including cars, motorbikes and vans.

You can check your eligibility without affecting your credit score and even if you’ve had CCJs, defaults or missed payments, as bad credit specialists, First Response Finance may still be able to help.

First Response Finance reviews help you find out what it’s really like to be a customer. If you’ve used First Response before, you can also leave a review and share your experience.

First Response Finance Car finance reviews (6931)

Review of the First Response Finance, Car finance:

Great experience

5
Very easy to setup with great customer care. Reviewed on: 13th August 2021

Excellent service

5
First Response Finance gave me hope when I most needed it. Reviewed on: 23rd July 2022

The best

5
These guys are the best every time i have rang up allyways quick to answer and very friendly and fast to deal with your enquiry Reviewed on: 23rd July 2022

Very helpful and friendly

5
Very helpful very friendly no stress very easy to deal with from start to finish keep you up dated all the way though and they go that little bit more to help old school family business feel, morals from a big company Reviewed on: 23rd July 2022

Excellent service

5
A very well run company, organised, transparent company. Would definitely stick with them for future car finances Reviewed on: 23rd July 2022

Really great customer service

4
Really helpful staff, do their upmost to help you and if there are any problems will do their best to sort them out Reviewed on: 23rd July 2022

Very good service

4
Friendly service and fast service would recommend them to family and friends. Reviewed on: 23rd July 2022

Brilliant ant

5
Always willing to help and always make sure you understand Reviewed on: 23rd July 2022

Excellent service

5
I have a poor credit rating and the day before five finance companies turned me down. When first response rang me and told me they could help, I was sceptical, but once they explained how they worked I went ahead with the application and was accepted. I was first paying weekly and when I changed jobs and was paid monthly, I ran them up, answered quickly, sorted payment details out, without hesitation. I have informed them I will be having operation soon and could be off work for six weeks and may not be able to make payment whilst off work.they said no problem , just keep us updated. Fantastic service, friendly service couldn't ask for better service . Reviewed on: 23rd July 2022

First class

5
Very helpful setting up the account, excellent customer services Reviewed on: 23rd July 2022

Put First Response First

5
Been with them for years now. Always fair and considerate. So easy and accommodating. Reviewed on: 23rd July 2022