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First Response Finance: Car finance reviews

4.88
Based on 7,979 reviews, last reviewed 13th Jul 2026
50550% increase in 5 star reviews
in the past 90 days
50% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

The experience was fast and easy The experience was fast and easy Reviewed on: 13th July 2026
Maxine G's avatar
Maxine G

Latest lowest rating:

1

Mad to get MP and Citizens advice involved as they d... Mad to get MP and Citizens advice involved as they do not look after their vulnerable customers Reviewed on: 10th July 2026
Lauren G's avatar
Lauren G

About this product

First Response Finance offer car finance for different vehicles including cars, motorbikes and vans.

You can check your eligibility without affecting your credit score and even if you’ve had CCJs, defaults or missed payments, as bad credit specialists, First Response Finance may still be able to help.

First Response Finance reviews help you find out what it’s really like to be a customer. If you’ve used First Response before, you can also leave a review and share your experience.

First Response Finance Car finance reviews (7981)

Review of the First Response Finance, Car finance:

I have used first response for years,no hassle and e...

5
I have used first response for years,no hassle and easy company to deal with Reviewed on: 6th June 2024

Friendly, easy and quick

5
They didn’t just look at my score they looked at my affordability as of now and the near future very understanding and extremely friendly Reviewed on: 11th August 2022

Highly recommend

5
Very easy to deal with and happy to help with problems Reviewed on: 11th August 2022

Very good

5
Lovely staff and good company Reviewed on: 11th August 2022

Was a breeze

4
I needed a car as soon as possible due to having a large family...i went through first response finance and frim start to finish from the application to the phone call was easy and stress free...and hey they even sent me a big bar of dairy milk!! Now that was a bonus Reviewed on: 11th August 2022

Fantastic

5
Straight forward process from start to finish. Treated with respect and always happy to help. Brilliant company would highly recommend. Reviewed on: 11th August 2022

Finance

3
I believe they help people that can’t get a finance agreement but prey on the customers by putting their apr sky high. Same as their loans 88% apr shocking Reviewed on: 11th August 2022

Excellent

5
Would highly recommend. Very pleased and helped me massively Reviewed on: 11th August 2022

1st class

5
From the 1st call and email to the last they have been 1st class any question i had was dealt with right away could not ask for a better company Reviewed on: 11th August 2022

Poor credit and still helped me get my first bike!

5
I have jist been discharged from a trust deed for a few months and was finding it hard getting any sort of finance but First response took me on and helped me get my first motorbike! Reviewed on: 11th August 2022

Excellent

5
Excellent company, very easy and great customer service A+ Reviewed on: 11th August 2022