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First Response Finance: Car finance reviews

Name: Car finance
Rating: 4.88 (7957 reviews)

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4.88

Based on 7,951 reviews, last reviewed 8th Jul 2026

49250% increase in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Used them 4 times now and never been a single issue... Used them 4 times now and never been a single issue at all Reviewed on: 8th July 2026

Latest lowest rating:

2

False hope Being a customer Already and looking to upgrade, said could help then declined, same monthly payments. Reviewed on: 5th June 2026

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About this product

First Response Finance offer car finance for different vehicles including cars, motorbikes and vans.

You can check your eligibility without affecting your credit score and even if you’ve had CCJs, defaults or missed payments, as bad credit specialists, First Response Finance may still be able to help.

First Response Finance reviews help you find out what it’s really like to be a customer. If you’ve used First Response before, you can also leave a review and share your experience.

Awards

Best car finance provider 2025

Awarded to the car finance provider rated highest in customer reviews.

First Response Finance Car finance reviews (7957)

Review of the First Response Finance, Car finance:

I have used first response for years,no hassle and e...

I have used first response for years,no hassle and easy company to deal with Reviewed on: 6th June 2024

the best

the best experience with this company Reviewed on: 22nd July 2022

Very helpful and straightforward

It was never difficult to get in touch with first response. Very good in assessing people with a very quick response. Reviewed on: 22nd July 2022

Helpful

I fell behind in a payment & was struggling to catch up, instead of defaulting on the loan they helped me to find an option to keep my car & catch up on the back payment by spreading the cost. They are very helpful. Reviewed on: 22nd July 2022

Great service

Great company. Efficient and helpful Reviewed on: 22nd July 2022

Amazing company

I wouldn't of been able to get a car for my disabled child without their help . Weekly payments make it so much easier to pay than having to pay a large amount once a month Reviewed on: 22nd July 2022

Great customer service

First class service thought I would be refused finance but was surprised when they came back to me an affordable rate Reviewed on: 22nd July 2022

Amazing service and staff

Very friendly and helpful highly recommend, Reviewed on: 22nd July 2022

Brilliant quick and helpful

Brilliant quick and helpful Super car finance and very helpful and knowledgeable staff always happy to help Reviewed on: 22nd July 2022

The company is very good

They are very helpful with dealing with your car loan Reviewed on: 22nd July 2022

Simple easy helpful and affordable

First response finance have made my car finance so smooth and easy throughout. From signing up and setting up my direct debits, they make it easy to see your payments and balance as well as pay off extra when desired. The Customer service is also great and easy to get through to, they were really helpful and acted right away when I wanted to make amendments to my agreement such as changing the payment date. Would highly recommend Reviewed on: 22nd July 2022

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