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First Response Finance: Car finance reviews

4.87
Based on 7,989 reviews, last reviewed 16th Jul 2026
33933% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Excellent company , very fast and extremely helpful. Excellent company , very fast and extremely helpful. Reviewed on: 15th July 2026
Paul W's avatar
Paul W

Latest lowest rating:

1

Rude and aggressive "I am forced to leave this review due to a severe mis-selling issue I explicitly informed the dealership that I required a ULEZ-compliant vehicle. Ins... Read more Reviewed on: 16th July 2026
Lori Buck's avatar
Lori Buck

About this product

First Response Finance offer car finance for different vehicles including cars, motorbikes and vans.

You can check your eligibility without affecting your credit score and even if you’ve had CCJs, defaults or missed payments, as bad credit specialists, First Response Finance may still be able to help.

First Response Finance reviews help you find out what it’s really like to be a customer. If you’ve used First Response before, you can also leave a review and share your experience.

First Response Finance Car finance reviews (7989)

Review of the First Response Finance, Car finance:

Straight forward to get finance, great rates and hel...

5
Straight forward to get finance, great rates and helpful staff. Reviewed on: 2nd May 2025
Reply from First Response Finance Thank you Steven, we’re happy that we could help you! Response date: 6th May 2025
First Response Finance's avatar
First Response Finance

They have helped me with more than 1 car and even allowed me to pay the old car off and allowing me to get another car

5
When ever I spoke to them they have done everything and helped out where ever they was able to making life easier and the process simple Reviewed on: 22nd July 2022

Top Finance company

5
Amazing company! Easy to deal with and great customer service team! Second time having finance with them with absolutely no problems. Highly recommend Reviewed on: 22nd July 2022

A great company!

5
This is a great company. They are honest, loyal and understanding. They helped me through some financial difficulty and we’re kind to me in a stressful situation! Reviewed on: 22nd July 2022

Professional, loyal, honest

5
I struggled to maintain finance due to a bad credit rating that was down to false reporting, FRF were really understanding and took this into consideration, they went above and beyond to make sure I was satisfied. Amazing company, great customer service, highly recommend!! Reviewed on: 22nd July 2022

Great easy to deal with company

5
When needed help with finance for a car or a personal loan they were great and easy to deal with and continued to be great during the loan period whenever we needed help or advice! Reviewed on: 22nd July 2022

Made it easy

5
All arranged by phone very quickly, put in touch with a very helpful garage, even agreed to take my old car away! Reviewed on: 22nd July 2022

Life savers for those in need

5
First response finance was the only company that give me a chance when no one else would I have medical problems and needed a car no other company would give me a chance. Just 5 minutes with first response and they helped me in my time off need. First response finance saved my life I thank them very much. Reviewed on: 22nd July 2022

My Favorite Car finance for the past 8 Years!

5
Very good customer service and I have personally never been disappointed. I have been a customer since back in 2014 up to now. First Response Finance always have a solution for me when it’s comes to a time to change my vehicle. Many thanks and I hope over customers enjoying the same services as I do. Regards Reviewed on: 22nd July 2022

Great friendly advice and service

5
First response gave me a chance to get my car when I needed it the most. The application was really fast and easy and they made sure that I could afford my repayments Reviewed on: 22nd July 2022

Easy service

5
Great customer service east process. No fuss. Will highly recommend! Reviewed on: 22nd July 2022