Smart Money People Logo

First Response Finance: Car finance reviews

4.95
Based on 7,112 reviews, last reviewed 25th Apr 2026
17700% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Friendly and professional customer service, had ple... Friendly and professional customer service, had pleasure to communicate with Omar from this company. Explained all process and prompt acceptance for ... Read more Reviewed on: 25th April 2026
Kate L's avatar
Kate L

Latest lowest rating:

1

Poor Customer Service and Zero Support Very Poor Customer Service, Zero support This companies customer service is very poor, and their customer support is non existent. They continuly try ... Read more Reviewed on: 5th March 2026
Steve K's avatar
Steve K

About this product

First Response Finance offer car finance for different vehicles including cars, motorbikes and vans.

You can check your eligibility without affecting your credit score and even if you’ve had CCJs, defaults or missed payments, as bad credit specialists, First Response Finance may still be able to help.

First Response Finance reviews help you find out what it’s really like to be a customer. If you’ve used First Response before, you can also leave a review and share your experience.

First Response Finance Car finance reviews (7112)

Review of the First Response Finance, Car finance:

I have used first response for years,no hassle and e...

5
I have used first response for years,no hassle and easy company to deal with Reviewed on: 6th June 2024

Scooter Finance

5
Quick and thorough and easy to complete and no pressure Reviewed on: 13th August 2021

Quick easy and efficient!

5
I applied for finance and they gave me a budget on the same day and I bought the car I wanted the next day.Grear communication and all polite staff. Can’t fault them , best company! Reviewed on: 13th August 2021

Excellent

5
Great company will use them all the time polite staff on the phone that will go out the way to help you Reviewed on: 13th August 2021

Quick and easy

5
The application process was easy enough, there is always someone to answer queries and a friendly staff who are ready to answer your questions. Never had a problem and will use again Reviewed on: 13th August 2021

Excellent service

5
Excellent service , good customer service , swift response Reviewed on: 13th August 2021

Brilliant quick service

5
Got car finance brilliant from start ill use them again Reviewed on: 13th August 2021

Everything I could want

5
What I love most about first response is how simple everything is. The payments are so easy to maintain, they don/ bombard me with marketing every month like other finance companies have and they don't make random phone calls to you. Everything is simple and I love thay Reviewed on: 13th August 2021

I Would definitely recommend them

5
Since ive been with first response they have helped me at times when things have been difficult and they was easy to talk to. They understood and helped me. They are a very good company to be with yes maybe a bit expensive in reality with interest but I'm not ever changing. Reviewed on: 13th August 2021

Really understand customers

5
I’ve never spoken directly to an underwriter before, it was a great experience where you can explain anything Reviewed on: 13th August 2021

I needed a car to get to work and first response made that happen for me

5
So fast and quick very good response from them. now I have a car and am very happy Reviewed on: 13th August 2021