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First Response Finance: Car finance reviews

4.95
Based on 7,119 reviews, last reviewed 26th Apr 2026
18400% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
97%
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3%
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0%
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0%
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Latest highest rating:

5

Worked out a credit limit and a rate within my budget Didn't have good credit but was able to work out a plan, I was between a couple of cars and the one I picked was newer and higher spec, due to this i ... Read more Reviewed on: 26th April 2026
Stephen's avatar
Stephen

Latest lowest rating:

1

Poor Customer Service and Zero Support Very Poor Customer Service, Zero support This companies customer service is very poor, and their customer support is non existent. They continuly try ... Read more Reviewed on: 5th March 2026
Steve K's avatar
Steve K

About this product

First Response Finance offer car finance for different vehicles including cars, motorbikes and vans.

You can check your eligibility without affecting your credit score and even if you’ve had CCJs, defaults or missed payments, as bad credit specialists, First Response Finance may still be able to help.

First Response Finance reviews help you find out what it’s really like to be a customer. If you’ve used First Response before, you can also leave a review and share your experience.

First Response Finance Car finance reviews (7119)

Review of the First Response Finance, Car finance:

I have used first response for years,no hassle and e...

5
I have used first response for years,no hassle and easy company to deal with Reviewed on: 6th June 2024

Joe

5
I have had a car finance with them now for over 6+ years and counting… Their customer service is one of a kind… their help and support is un-comparable… I am now on my third (3) car finance loan with them… Reviewed on: 13th August 2021

Superb company

5
I’ve been with this company for 7 years and I choose as a customer not to use anyone else they are reliable and a really friendly and professional company Reviewed on: 13th August 2021

Really helpful and went the extra mile to get me new car

5
Really helpful and went the extra mile to get me new car Reviewed on: 13th August 2021

Amazing service

5
As a first time driver finding finance, this company made me feel comfortable and allowed me to talk through my options with help. The customer service is amazing and I have not had any issues with payments or contact since I started with them. I recommend this company to other first time drivers. Reviewed on: 13th August 2021

Brilliant

5
It has been an easy process so far and I don't get bombarded with calls or emails Reviewed on: 13th August 2021

Great customer service

5
Great customer service very helpful when phoning to discuss my account and explaining what everything ment and how the early settlement payments worked and giving me with rubbish credit history the chance to be able to buy my 3rd car with them overall great customer service really helpful would recommend them to everyone Reviewed on: 13th August 2021

Fantastic

5
I would recommend first response to anyone looking for finanace they have a fast/ reliable service Reviewed on: 13th August 2021

Fast turn around for processing my finance application

5
Great company excellent service, whent to view bike and finalised paper work on the spot . Reviewed on: 13th August 2021

Fantastic customer service

5
The staff are all way there to help you, I was very impressed with the way they delet with my questions Reviewed on: 13th August 2021

Fantastic company

5
Really helpful staff, probably would own a car without them. Highly recommended Reviewed on: 13th August 2021