Smart Money People Logo

First Response Finance: Car finance reviews

4.94
Based on 6,931 reviews, last reviewed 5th Mar 2026
No new 5 star reviews
in the past 90 days
300% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

The staff are really polite, welcoming helpful The staff are really polite, welcoming helpful Reviewed on: 20th February 2026
Aiden wilox's avatar
Aiden wilox

Latest lowest rating:

1

Poor Customer Service and Zero Support Very Poor Customer Service, Zero support This companies customer service is very poor, and their customer support is non existent. They continuly try ... Read more Reviewed on: 5th March 2026
Steve K's avatar
Steve K

About this product

First Response Finance offer car finance for different vehicles including cars, motorbikes and vans.

You can check your eligibility without affecting your credit score and even if you’ve had CCJs, defaults or missed payments, as bad credit specialists, First Response Finance may still be able to help.

First Response Finance reviews help you find out what it’s really like to be a customer. If you’ve used First Response before, you can also leave a review and share your experience.

Review First Response Finance: Car finance now

Help others make smarter decisions by sharing your own experience. Write a review

First Response Finance Car finance reviews (6931)

The application process for my van finance was quick...

5
The application process for my van finance was quick and the forms were easy to understand. It took me less than 48 hours from when I submitted my forms to me receiving the van I had bought. Reviewed on: 11th June 2025
Reply from First Response Finance Thank you Phibeon! We hope you're happy with your new van. Response date: 17th June 2025
First Response Finance's avatar
First Response Finance

Easy experience

5
It was just easy and people I spoke to were helpful Reviewed on: 11th June 2025
Reply from First Response Finance Thank you Craig! We hope you're happy with your new vehicle. Response date: 17th June 2025
First Response Finance's avatar
First Response Finance

friendly, efficient and quick service

5
friendly, efficient and quick service Reviewed on: 11th June 2025
Reply from First Response Finance That's great to hear, thank you Natalie! Response date: 17th June 2025
First Response Finance's avatar
First Response Finance

Great company

5
Great value for money, easy process to apply and quick at communicating. Reviewed on: 11th June 2025
Reply from First Response Finance That's great to hear, thank you Sarah! Response date: 17th June 2025
First Response Finance's avatar
First Response Finance

Quick and easy and a great experience.

5
Quick and easy and a great experience. Reviewed on: 11th June 2025
Reply from First Response Finance That's great to hear, thank you Jay! Response date: 12th June 2025
First Response Finance's avatar
First Response Finance

2 time customer

5
I have had 2 loans through First Response and both times been provided with superb customer service and support Reviewed on: 11th June 2025
Reply from First Response Finance That's great to hear, thank you David! Response date: 12th June 2025
First Response Finance's avatar
First Response Finance

Just Incredible

5
Always had an amazing experience with First Response Finance. Would recommend them to anyone looking to finance a vehicle. Reviewed on: 11th June 2025
Reply from First Response Finance That's great to hear, thank you Leah! Response date: 12th June 2025
First Response Finance's avatar
First Response Finance

It was easy and flexible.

5
It was easy and flexible. Staff very easy to deal with. Reviewed on: 11th June 2025
Reply from First Response Finance That's great to hear, thank you Alexander! Response date: 12th June 2025
First Response Finance's avatar
First Response Finance

Great price for my budget!

5
Great price for my budget! Fab customer service, very helpful. Reviewed on: 11th June 2025
Reply from First Response Finance That's great to hear, thank you! Response date: 12th June 2025
First Response Finance's avatar
First Response Finance

Easy process, friendly service.

5
Easy process, friendly service. No hassle Reviewed on: 11th June 2025
Reply from First Response Finance That's great to hear, thank you Grant! Response date: 12th June 2025
First Response Finance's avatar
First Response Finance

Review First Response Finance: Car finance now

Help others make smarter decisions by sharing your own experience. Write a review