Paid advertisement
Smart Money People Logo
Newsletter

First Response Finance: Car finance reviews

4.88
Based on 7,951 reviews, last reviewed 8th Jul 2026
49250% increase in 5 star reviews
in the past 90 days
50% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Used them 4 times now and never been a single issue... Used them 4 times now and never been a single issue at all Reviewed on: 8th July 2026
John's avatar
John

Latest lowest rating:

2

False hope Being a customer Already and looking to upgrade, said could help then declined, same monthly payments. Reviewed on: 5th June 2026
Philip wood's avatar
Philip wood

About this product

First Response Finance offer car finance for different vehicles including cars, motorbikes and vans.

You can check your eligibility without affecting your credit score and even if you’ve had CCJs, defaults or missed payments, as bad credit specialists, First Response Finance may still be able to help.

First Response Finance reviews help you find out what it’s really like to be a customer. If you’ve used First Response before, you can also leave a review and share your experience.

First Response Finance Car finance reviews (7955)

Review of the First Response Finance, Car finance:

Straight forward to get finance, great rates and hel...

5
Straight forward to get finance, great rates and helpful staff. Reviewed on: 2nd May 2025
Reply from First Response Finance Thank you Steven, we’re happy that we could help you! Response date: 6th May 2025
First Response Finance's avatar
First Response Finance

Very quick response

5
I was impressed with how quickly the finance was dealt with, very professional. Reviewed on: 22nd July 2022

Great company

5
Help to finance a car purchase just after lockdown, this was at a time of uncertainty. Thanks Reviewed on: 22nd July 2022

Great company

5
Great company, had a issue with a car dealership and first response helped get it sorted straight away Reviewed on: 22nd July 2022

Brilliant

5
I have been using first response for years and they have all way been so helpful and over lockdown they where brilliant really brilliant Reviewed on: 22nd July 2022

Professional, helpful & informative

5
I have been dealing with First Response Finance for about five years now. They have always been very helpful and professional dealing with my car finance. The whole experience has been great from the first finance through to the re-financing to upgrade my car. Would highly recommend to anyone! Reviewed on: 22nd July 2022

Definitely recommend they provide a great service

5
This is my 2nd agreement with first response finance and have never had a problem. Reviewed on: 22nd July 2022

Informative and efficient.

5
We have been with First Response for many years. They have always tried to give us the best rates for finance, even when we were paying off an IVA for 5 years. Very helpful customer service. Reviewed on: 22nd July 2022

Professional Service

5
I found First Response to be a very confident and professional company. They are reassuring and provide the information in a comforting manner. They are also very supportive and fast with all responses. Totally Recommended. Reviewed on: 22nd July 2022

Quick, easy and hassle free. They work around you would Highley recommend

5
First response was there when I needed them. Quick , easy and stressful free and had me on the road within 24 hours. They go out their way to work around your budget. Very happy customer and would Highley recommend. Thank you Reviewed on: 22nd July 2022

Outstanding

5
Nothing is a trouble for them very understanding and patient go through all of your options to get the right finance you need I would highly recommend. Reviewed on: 22nd July 2022