Paid advertisement
Smart Money People Logo
Newsletter

First Response Finance: Car finance reviews

4.88
Based on 7,809 reviews, last reviewed 25th Jun 2026
84800% increase in 5 star reviews
in the past 90 days
50% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

Very helpful and good to communicate with Very helpful and good to communicate with Reviewed on: 25th June 2026
Leslie d's avatar
Leslie d

Latest lowest rating:

2

False hope Being a customer Already and looking to upgrade, said could help then declined, same monthly payments. Reviewed on: 5th June 2026
Philip wood's avatar
Philip wood

About this product

First Response Finance offer car finance for different vehicles including cars, motorbikes and vans.

You can check your eligibility without affecting your credit score and even if you’ve had CCJs, defaults or missed payments, as bad credit specialists, First Response Finance may still be able to help.

First Response Finance reviews help you find out what it’s really like to be a customer. If you’ve used First Response before, you can also leave a review and share your experience.

First Response Finance Car finance reviews (7810)

Review of the First Response Finance, Car finance:

I have used first response for years,no hassle and e...

5
I have used first response for years,no hassle and easy company to deal with Reviewed on: 6th June 2024

Excellent experience

5
I choosing first response finance after a good look around. I feel that they offered the most competitive rates for someone in my financial situation after covid hit my family hard. Even with a minor blip on my credit rating I still found there services to be very much affordable and after a quick consultation with one of the advisors I felt as I was being treated with the upmost respect and courtesy. I really can't rate them high enough Reviewed on: 13th August 2021

Excellent service

5
They had everything thing in place and ready when they said they would and are very helpful Reviewed on: 13th August 2021

Excellent and helpful

5
Extremely helpful and easy service Reviewed on: 13th August 2021

First response was helpful and easy to deal with

5
It was an easy process and they helped me form start to finish Reviewed on: 13th August 2021

Quick and easy finance

5
I rang first response to find out about changing my vehicle within minutes I had a decision what money I could have to get another car there a great company to deal with will definitely use again. Reviewed on: 13th August 2021

110% whiling to help in anyway they can

4
From start to finish very helpful when your credit rate is not that good they where there to help thanks Reviewed on: 13th August 2021

Professional and Understanding

5
Having used first response finance several times over the last few years, I have found them extremely professional and understanding. They work hard to give you the best possible service with no pressure or rush to find a vehicle. All of the advisors I have spoken with have been lovely. They’re all very empathetic and clear on the advice they give. I have recommended first response to lots of my friends and know that when they have used first response, their experience has been the same as mine. As a company I would like to use this platform to say thanks! Reviewed on: 13th August 2021

Great

5
They are so easy to work with and fast and friendly and would definitely use them again Reviewed on: 13th August 2021

Quick an reliable

5
Good fast an easy to work with an helps you with every step going Reviewed on: 13th August 2021

Helpful and Caring

5
First Response were amazing, they are so helpful and caring. They didn't look at my poor credit rating which was caused by a sudden change in circumstances. First Response looked at my income, my outgoings and my recent history of making all my payments on time. They treated me like a person, not a credit report, I would recommend First Response to anyone. Reviewed on: 13th August 2021