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First Response Finance: Car finance reviews

Name: Car finance
Rating: 4.88 (7816 reviews)

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4.88

Based on 7,816 reviews, last reviewed 2nd Jul 2026

42650% increase in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

They are committed to the needs of their valued cust... They are committed to the needs of their valued customers Reviewed on: 2nd July 2026

Latest lowest rating:

2

False hope Being a customer Already and looking to upgrade, said could help then declined, same monthly payments. Reviewed on: 5th June 2026

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About this product

First Response Finance offer car finance for different vehicles including cars, motorbikes and vans.

You can check your eligibility without affecting your credit score and even if you’ve had CCJs, defaults or missed payments, as bad credit specialists, First Response Finance may still be able to help.

First Response Finance reviews help you find out what it’s really like to be a customer. If you’ve used First Response before, you can also leave a review and share your experience.

Awards

Best car finance provider 2025

Awarded to the car finance provider rated highest in customer reviews.

First Response Finance Car finance reviews (7816)

Review of the First Response Finance, Car finance:

Straight forward to get finance, great rates and hel...

Straight forward to get finance, great rates and helpful staff. Reviewed on: 2nd May 2025

Reply from First Response Finance Thank you Steven, we’re happy that we could help you! Response date: 6th May 2025

Always so helpful

Had finance a few times now, great communication never any issues would recommend Reviewed on: 13th August 2021

No nonsense car finance

I have had 2 vehicles funded through first response. First one was written off after a month. They were fantastic in getting things turned round and financing the second one. Highly recommended Reviewed on: 13th August 2021

Grate product

I’ve been with this company for just over 4 years now and they are a fantastic company I’ve just got my second car with them and because I stuck with them I got £400 of my new car for being loyal. They do personal loans as well that are affordable so if you need car finance I definitely recommend this company as you can pay weekly or monthly you decided what you want Reviewed on: 13th August 2021

Very good company, very helpful and reasonable prices

Got this finance straight away with being the age of 20. They helped me very well with needing a new car. Very good prices and the staff that I spoke to were very helpful and fabulous. Reviewed on: 13th August 2021

Amazing and helpful

Always happy to help and such a good company Reviewed on: 13th August 2021

Fantastic, stress free

This company gave me a chance when others wouldn't, they went through everything, the whole process was completely stress free I recommend these 100 % Reviewed on: 13th August 2021

Excellent

I found it hard to get credit and I was desperate for a car loan, this company stood up for me when I needed it the most. I highly recommend and they have been super helpful ever since Reviewed on: 13th August 2021

Amazing company

Really amazing company accepted me for finance when no one else would, always on hand to help !!! Reviewed on: 13th August 2021

Used them for credit building

A few years ago my credit rating was poor and i needed a new car after a marriage breakdown, a friend of mine reccomended first response to me to help me out, after talking to the company i was accepted for finance of a certain amount i found myself a car i liked and contacted first response, they set up a account with the garage and 4 days later the car was mine, ive used these for my latest car too and now my credit rating is better they give me a better apr. I can call these for a settlement figure as well as log in online to check my account. Cant fault first response and would reccomend them to my friends eapecially if they have poor credit. Reviewed on: 13th August 2021

Excellent service

Everything was smooth from start to finish with my application, i would definitely recommend first response to others. Reviewed on: 13th August 2021

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