Smart Money People Logo

First Response Finance: Car finance reviews

4.95
Based on 7,233 reviews, last reviewed 1st May 2026
29600% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Excellent company and helped me even with poor credit. Excellent company and helped me even with poor credit. Great customer service too. Reviewed on: 1st May 2026
Andy's avatar
Andy

Latest lowest rating:

1

Poor Customer Service and Zero Support Very Poor Customer Service, Zero support This companies customer service is very poor, and their customer support is non existent. They continuly try ... Read more Reviewed on: 5th March 2026
Steve K's avatar
Steve K

About this product

First Response Finance offer car finance for different vehicles including cars, motorbikes and vans.

You can check your eligibility without affecting your credit score and even if you’ve had CCJs, defaults or missed payments, as bad credit specialists, First Response Finance may still be able to help.

First Response Finance reviews help you find out what it’s really like to be a customer. If you’ve used First Response before, you can also leave a review and share your experience.

First Response Finance Car finance reviews (7233)

Review of the First Response Finance, Car finance:

I have used first response for years,no hassle and e...

5
I have used first response for years,no hassle and easy company to deal with Reviewed on: 6th June 2024

No problems great company.

5
I was able to set up my finance easily and got accepted straight away so I could collect my car, monthly payments were cheap and there's not much interest, customer service are great, overall great company to get your car financed through. Reviewed on: 13th August 2021

Easy to get started

4
Of the companies that deal with the higher risk applicants they are the easiest to deal with and provide genuine support for the life of the agreement. Reviewed on: 13th August 2021

Great Service

5
Great company, very helpful during COVID, always happy to listen Reviewed on: 13th August 2021

Good company

5
I have recently used First Response Finance and the quality of service has been exceptional the staff are very knowledgeable, friendly and helpful. I unfortunately had my car written off due to no fault of my own and the help and support I received from their team was 5 star quality service Reviewed on: 13th August 2021

Good

5
Sound, always helpful and there when I need them. Reviewed on: 13th August 2021

Expert friendly staff

5
As a company absolutely brilliant work with the company that your getting vehicle from and communication skills are awesome Reviewed on: 13th August 2021

The Best..

5
using first response I’m very happy I use them made it easy and fast to get the funds to purchase my car will use again for my next car, reasonable monthly payment. Reviewed on: 13th August 2021

The best service ever

5
My experience with First Response Finance was great thay provided the quickest and smoothest service for a car Finance, thay was also outstandingly supportive once the Finance was done Reviewed on: 13th August 2021

Quick easy and simple

5
Second car finance deal very happy applied was granted chose my car collected it job done Reviewed on: 13th August 2021

Great service all round

5
Quick easy and very helpful financed my new motorcycle Reviewed on: 13th August 2021