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First Response Finance: Car finance reviews

Name: Car finance
Rating: 4.88 (7815 reviews)

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4.88

Based on 7,815 reviews, last reviewed 2nd Jul 2026

42600% increase in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Seamless and quick experience and brilliant communic... Seamless and quick experience and brilliant communication throughout the entire process. Reviewed on: 2nd July 2026

Latest lowest rating:

2

False hope Being a customer Already and looking to upgrade, said could help then declined, same monthly payments. Reviewed on: 5th June 2026

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About this product

First Response Finance offer car finance for different vehicles including cars, motorbikes and vans.

You can check your eligibility without affecting your credit score and even if you’ve had CCJs, defaults or missed payments, as bad credit specialists, First Response Finance may still be able to help.

First Response Finance reviews help you find out what it’s really like to be a customer. If you’ve used First Response before, you can also leave a review and share your experience.

Awards

Best car finance provider 2025

Awarded to the car finance provider rated highest in customer reviews.

First Response Finance Car finance reviews (7815)

Review of the First Response Finance, Car finance:

Straight forward to get finance, great rates and hel...

Straight forward to get finance, great rates and helpful staff. Reviewed on: 2nd May 2025

Reply from First Response Finance Thank you Steven, we’re happy that we could help you! Response date: 6th May 2025

Able to get decent finance when I couldn't from elsewhere

Due to a not great credit score, I couldn't get a decent affordable finance for my car, the car dealer put a request in to first response finance and I was able to get a really great deal and affordable finance for my car. Great service from First Response. Reviewed on: 13th August 2021

Fantastic company

Used for many years old company I trust when it comes to finance Reviewed on: 13th August 2021

Great customer service!

I ran into financial difficulties due to COVID and first response customer service couldn't do enough to help me with my problems and changed the way I pay to help me keep on top of my payments Reviewed on: 13th August 2021

One of the best in the business

Been with first response for a few years now the help me with everything and wouldn’t change that Reviewed on: 13th August 2021

Very reliable company

I'm currently enjoying my car, Thanks to First Response. They helped me make this car driveable and safe. A company who showed compassion and understanding. Reviewed on: 13th August 2021

Awesome company

Had 2 lots of finance with them. They have gone out of their way to make the experience a pleasant one. Reviewed on: 13th August 2021

Absolutely Brill

Had no issues with first response finance. Would 100% recommend. Great service. Reviewed on: 13th August 2021

Excellent

Friendly easy going customer service, very helpful and finance sorted within a couple of emails. Recommend to the highest degree Reviewed on: 13th August 2021

Life savers

I have a real bad credit history. Thought I’d try my luck as my chips where down and my van had broke beyond repair. So helpful over the phone and called back super quick, I had a decision within the hour and was shocked to find I’d been excepted. With that I picked the car up the next day, saved my job for sure as I was able to travel about again. Reviewed on: 13th August 2021

Poor customer service, won't help when you need it

Have been with them for 2 years now and never missed a payment, rang up over covid for one holiday payment and instantly got turned down. House was self isolating so had no paperwork for this apart from a text which they wouldn't accept as proof. Don't care about personal support as long as they get there money. Reviewed on: 13th August 2021

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