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First Response Finance: Car finance reviews

Name: Car finance
Rating: 4.88 (7810 reviews)

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4.88

Based on 7,810 reviews, last reviewed 26th Jun 2026

84900% increase in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Great Finance company would recommend Very helpful and Flexible with my car finance, gave support when needed and was expected at all. So kudos to this finance option and would recommend t... Read more Reviewed on: 26th June 2026

Latest lowest rating:

2

False hope Being a customer Already and looking to upgrade, said could help then declined, same monthly payments. Reviewed on: 5th June 2026

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About this product

First Response Finance offer car finance for different vehicles including cars, motorbikes and vans.

You can check your eligibility without affecting your credit score and even if you’ve had CCJs, defaults or missed payments, as bad credit specialists, First Response Finance may still be able to help.

First Response Finance reviews help you find out what it’s really like to be a customer. If you’ve used First Response before, you can also leave a review and share your experience.

Awards

Best car finance provider 2025

Awarded to the car finance provider rated highest in customer reviews.

First Response Finance Car finance reviews (7810)

Review of the First Response Finance, Car finance:

I have used first response for years,no hassle and e...

I have used first response for years,no hassle and easy company to deal with Reviewed on: 6th June 2024

5 star company

Excellent customer services and quick responses on enquiries Would recommend to any my friends or family Reviewed on: 13th August 2021

What a fantastic company

I didnt have the best of credit history and was place with first response by a not so good car dealer when I spoke to first response they had given me car finance and I was free to use a different dealer so I went to a local dealer found the perfect car for my needs and budget and they approved the payment next working day to the dealer and I drove my new car home they have been amazing to deal with I hope I will be able to stay with them for my next car too Reviewed on: 13th August 2021

Unbelievable company

2nd time using FRF to purchase my car, very friendly and always happy to assist in any way they can. Highly recommend Reviewed on: 13th August 2021

Absolutely brilliant company

What can I say about first response finance ive been with them now for 10yrs all ways lovely no matter what if your struggling with payment ie. Corna virus they where always there if you needed them I wouldn't go with anyone else keep up the good work guys x Reviewed on: 13th August 2021

Car finance

This is a great company had no issues whatsoever I would absolutely recommend them to anyone needing car finance A+ Reviewed on: 13th August 2021

Yep, recommended

lent me mony to get a car a1 service never had a prob with them Reviewed on: 13th August 2021

Fast and Polite Service

The service received was second to none. I was not judged one bit from my past credit history and was agreed finance on the same day I applied. Everyone at First Response are so friendly and work you to come to a suitable affordable payment plan for your finance. Reviewed on: 13th August 2021

Brilliant company

Very fast and helped me get my new car, within 2 days I was on the road in my new car Reviewed on: 13th August 2021

Helpful and quick

Really helpful, financing mt car, with no complications. Would recommend to any friend. Reviewed on: 13th August 2021

Good / very understanding

They helped me get my new car in September 2020 when I was two weeks of having my baby! They where amazing and helped me out with managing my finance for the new family car Reviewed on: 13th August 2021

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