Paid advertisement
Smart Money People Logo
Newsletter

First Response Finance: Car finance reviews

4.88
Based on 7,810 reviews, last reviewed 26th Jun 2026
84900% increase in 5 star reviews
in the past 90 days
50% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great Finance company would recommend Very helpful and Flexible with my car finance, gave support when needed and was expected at all. So kudos to this finance option and would recommend t... Read more Reviewed on: 26th June 2026
Shaeostik's avatar
Shaeostik

Latest lowest rating:

2

False hope Being a customer Already and looking to upgrade, said could help then declined, same monthly payments. Reviewed on: 5th June 2026
Philip wood's avatar
Philip wood

About this product

First Response Finance offer car finance for different vehicles including cars, motorbikes and vans.

You can check your eligibility without affecting your credit score and even if you’ve had CCJs, defaults or missed payments, as bad credit specialists, First Response Finance may still be able to help.

First Response Finance reviews help you find out what it’s really like to be a customer. If you’ve used First Response before, you can also leave a review and share your experience.

First Response Finance Car finance reviews (7811)

Review of the First Response Finance, Car finance:

I have used first response for years,no hassle and e...

5
I have used first response for years,no hassle and easy company to deal with Reviewed on: 6th June 2024

Good / very understanding

5
They helped me get my new car in September 2020 when I was two weeks of having my baby! They where amazing and helped me out with managing my finance for the new family car Reviewed on: 13th August 2021

Easy and very helpful!

5
Due to being heavily pregnant but needing a safe car to travel with my baby in. First respone finance helped us to get the perfect car and even gave us other options to increase our chances of being accepted! We're really helpful and patient with me and my baby brain... and helped us reach our dream!! 1000% recommend!! Reviewed on: 13th August 2021

Quick Easy and efficient

5
A fast and speedy service with no hard sale or pressure from them Reviewed on: 13th August 2021

Very Good rates

5
It was easy to apply. And the customer service is unbelievable so so good Reviewed on: 13th August 2021

Nothing is too much

5
Great team, friendly approach and always approachable. Reviewed on: 13th August 2021

Fantastic company

5
Twice Caroline has gotten me a fantastic deal . I have sub standard finance and she worked miracles to get me a deal . Kept me up to date with everything . Both cars I saw on a Monday and drove away on the Wednesday. . Amazing company defiantly would not use anyone else for my motoring needs . Reviewed on: 13th August 2021

Excellent service super fast payout

5
After struggling to get a car due to bad credit history I applied with first response and was phoned back the same day the guy that spoke to me was very nice and none judgemental about my credit being bad in the past .. I was accepted after a few short questions and had my car within 3 days absolutely over the moon Reviewed on: 13th August 2021

Good Customer Service

5
Easy to Deal with and very prompt. I had a car loan approved in minutes over the phone. Through no fault of First Response, I had a problem with my car and they stepped in to deal with it all. Reviewed on: 13th August 2021

Car finance

5
Excellent service all the telephone operators I dealt with were very friendly and helpful answering all my questions nothing was to much trouble Reviewed on: 13th August 2021

I got car finance.

5
I would highly recommend first finance car finance. It was quick and easy to deal with and if any problems they deal with it quickly and very professionally. Reviewed on: 13th August 2021