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First Response Finance: Car finance reviews

Name: Car finance
Rating: 4.88 (7813 reviews)

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4.88

Based on 7,811 reviews, last reviewed 28th Jun 2026

85000% increase in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Great company we've been using them since 2009 Great company we've been using them since 2009 Reviewed on: 28th June 2026

Latest lowest rating:

2

False hope Being a customer Already and looking to upgrade, said could help then declined, same monthly payments. Reviewed on: 5th June 2026

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About this product

First Response Finance offer car finance for different vehicles including cars, motorbikes and vans.

You can check your eligibility without affecting your credit score and even if you’ve had CCJs, defaults or missed payments, as bad credit specialists, First Response Finance may still be able to help.

First Response Finance reviews help you find out what it’s really like to be a customer. If you’ve used First Response before, you can also leave a review and share your experience.

Awards

Best car finance provider 2025

Awarded to the car finance provider rated highest in customer reviews.

First Response Finance Car finance reviews (7813)

Review of the First Response Finance, Car finance:

I have used first response for years,no hassle and e...

I have used first response for years,no hassle and easy company to deal with Reviewed on: 6th June 2024

Efficient service

I contacted first response and was approved for an amount told them the car and garage details, when I arrived there after my test drive they released the funds immediately and I drove away, very easy. I was accepted here when others wouldn’t because they have real underwriters who are realistic. I pay weekly which is very convienient and you can’t miss a payment. Highly recommended Reviewed on: 13th August 2021

Car finance

Very helpful and really straightforward no problem. Reviewed on: 13th August 2021

Hassle clear

Basically had an easy fast approach and response with no delay and everything was explained so simple.... A hassle free experience from start to picking up my vehicle Reviewed on: 13th August 2021

great company

I wasn't sure if I would receive finance due to not working. I was shocked and surprised to realise this great company supplied me with the best finance to suit around me. would defo recommend Reviewed on: 13th August 2021

First response

Absolutely brilliant company definitely will use again Reviewed on: 13th August 2021

great company

Excellent company, i have bad credit they accepted me and financed my car without any problems. Customer service is spot on Reviewed on: 13th August 2021

Fantastic

Using first response was so easy to set everything up. This is the first time I have a car on finance and found my experience amazing. I will definitely recommend to anyone looking for finance. Thank you first response Reviewed on: 13th August 2021

Amazing service

I have been with them for nearly 6 years and recommended them to my mum and dad as well as brother and partner which all use them now too! They are very helpful, understanding and always able to assist your needs! I can’t fault them at all. Reviewed on: 13th August 2021

Excellent

First response helped me when nobody else would and they even made the payments suit around my pay days which allows me to never miss a payment I would definitely and always recommend them to everyone who is struggling to find a decent finance company Reviewed on: 13th August 2021

Fast and Hassle free

I have had a great experience with first response. The customer service is top class and my application was processed within a matter of hours, which enabled me to collect the car from the dealership on the same day. Reviewed on: 13th August 2021

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First Response Finance: Car finance reviews

85000% increase in 5 star reviews

50% decrease in 1 star reviews

Latest highest rating:

5

Latest lowest rating:

2

About this product

Best car finance provider 2025

First Response Finance Car finance reviews (7813)

I have used first response for years,no hassle and e...

Efficient service

Car finance

Hassle clear

great company

First response

great company

Fantastic

Amazing service

Excellent

Fast and Hassle free

Join Smart Money People

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