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First Response Finance: Car finance reviews

4.88
Based on 7,816 reviews, last reviewed 2nd Jul 2026
42650% increase in 5 star reviews
in the past 90 days
50% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

They are committed to the needs of their valued cust... They are committed to the needs of their valued customers Reviewed on: 2nd July 2026
Adeniyi A's avatar
Adeniyi A

Latest lowest rating:

2

False hope Being a customer Already and looking to upgrade, said could help then declined, same monthly payments. Reviewed on: 5th June 2026
Philip wood's avatar
Philip wood

About this product

First Response Finance offer car finance for different vehicles including cars, motorbikes and vans.

You can check your eligibility without affecting your credit score and even if you’ve had CCJs, defaults or missed payments, as bad credit specialists, First Response Finance may still be able to help.

First Response Finance reviews help you find out what it’s really like to be a customer. If you’ve used First Response before, you can also leave a review and share your experience.

First Response Finance Car finance reviews (7816)

Review of the First Response Finance, Car finance:

Straight forward to get finance, great rates and hel...

5
Straight forward to get finance, great rates and helpful staff. Reviewed on: 2nd May 2025
Reply from First Response Finance Thank you Steven, we’re happy that we could help you! Response date: 6th May 2025
First Response Finance's avatar
First Response Finance

A great company helped out my family!!

5
What a great helpful company they have really helped me and my family get our dream car. Wish you all the success !! Reviewed on: 13th August 2021

Brilliant

5
Fab company I’ve had three car finance policy’s with first response, new car sorted out all within couple of hours, always good customer service, never no problem at all Reviewed on: 13th August 2021

Brilliant

5
Easy to work with and very helpful Reviewed on: 13th August 2021

Very good

5
I have been with first responders finance for 6 years and had a really good service from them Reviewed on: 13th August 2021

Bike Purchase

5
First Response were a great help when purchasing my motorcycle. APR is a on the high side, but i had no credit history and this was my way of getting my Credit Rating up. Was made redundant at the start of Lockdown 2020 and First Response have been very helpful, helping me through these difficult times. Reviewed on: 13th August 2021

Helpful though a sticky spot

5
I own a small business that requires me to have fairly new Vehicles at all times. First response where very good and got me on the road in no time when I suffered a vehicle lose. Highly recommend and with a little bit of banter I got a lower interest rate for being a good customer Reviewed on: 13th August 2021

Outstanding.

5
My experience with first response has been outstanding. Every member of their team that I have spoken to over the course, had been very helpful and have never seemed rushed to get my call dealt with and have always taken the time to awnser my question fully. Reviewed on: 13th August 2021

Brilliant customer service and quick approval and quick pay out 5 star company

5
When i applied it didnt take long to get approved and when i needed payout for car it took only 15 minutes which was brilliant from going to dealer already decided on car to singing for it i left the forecourt in under 30 mins Reviewed on: 13th August 2021

Quick and easy to set up.

5
Set up finance on the day I bought the car. Fantastic thank you Reviewed on: 13th August 2021

Great company

5
First response finance were extremely helpful From my first contact to this day. They made getting finance for my car extremely easy. I had no hesitation in using them again when I recently upgraded my car. Reviewed on: 13th August 2021