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First Response Finance: Car finance reviews

4.88
Based on 7,816 reviews, last reviewed 2nd Jul 2026
42650% increase in 5 star reviews
in the past 90 days
50% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

They are committed to the needs of their valued cust... They are committed to the needs of their valued customers Reviewed on: 2nd July 2026
Adeniyi A's avatar
Adeniyi A

Latest lowest rating:

2

False hope Being a customer Already and looking to upgrade, said could help then declined, same monthly payments. Reviewed on: 5th June 2026
Philip wood's avatar
Philip wood

About this product

First Response Finance offer car finance for different vehicles including cars, motorbikes and vans.

You can check your eligibility without affecting your credit score and even if you’ve had CCJs, defaults or missed payments, as bad credit specialists, First Response Finance may still be able to help.

First Response Finance reviews help you find out what it’s really like to be a customer. If you’ve used First Response before, you can also leave a review and share your experience.

First Response Finance Car finance reviews (7816)

Review of the First Response Finance, Car finance:

Straight forward to get finance, great rates and hel...

5
Straight forward to get finance, great rates and helpful staff. Reviewed on: 2nd May 2025
Reply from First Response Finance Thank you Steven, we’re happy that we could help you! Response date: 6th May 2025
First Response Finance's avatar
First Response Finance

Easy to deal with, very helpful

5
After an incredibly bad year my credit rating took a dive however they where able to help me quickly, everything was sorted and I had my new van in a few days Reviewed on: 13th August 2021

cracking service and support

5
very good, have used this company for years and they have been excellent Reviewed on: 13th August 2021

Fantastic Company - Great People, have recommended to Many

5
My Credit History has never really been the best. No company would really touch me, then First Response Finance came along and they have been great, I have now had 2 Motorbikes through them, I had problems with the first bike I got and they were compassionate and took a hell of a lot of stress of my shoulders in the time I needed the most. This Company deserve more than just a reward in my eyes *********** Reviewed on: 13th August 2021

Brilliant polite and helpful

5
They were polite and helpful they helped me find the right finance that I could afford Reviewed on: 13th August 2021

Great Finance company.

5
Great company who provided me with an excellent service very quickly. Easy to set up, and great customer service. Reviewed on: 13th August 2021

Best Finance Company Ive used so far

5
This is one of the best finance companies I have used so far they made my application for motor finance so easy to apply for and no hassle going back and fourth also when I called to make an adjustment to my account it was again another quick and easy process and the lady I spoke with was pleasant and super helpful would 100% use again and recommend to others in the future :) Reviewed on: 13th August 2021

Brilliant customer service

5
Brilliant experience. Staff went the extra mile to ensure the product and price were satisfactory as well as ensuring my well-being was named paramount. Reviewed on: 13th August 2021

First response finance

5
I highly recommend first response finance as they have excellent customer service, very understandable, give people with low credit score a chance. I’ve never had any problems with this company. Easy to contact, they keep you up to date on payment requirements and receipts. without first response I wouldn’t be able to have my car on the road! I really appreciate this company. Will always recommend them Reviewed on: 13th August 2021

Excellent quality customer service

5
First Response is a rapid excellent company they had my finances sorted to buy my new car in minutes always on hand to help and assist with any problems you may have excellent customer service. Reviewed on: 13th August 2021

Great Service

5
This company is a great credit provider Reviewed on: 13th August 2021