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Halifax: Current account reviews

Name: Current account
Rating: 4.2 (953 reviews)

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4.16

Based on 953 reviews, last reviewed 26th Jan 2026

800% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

58%

23%

Latest highest rating:

4

Great benefits Halifax offer fantastic benefits with my account. The app is so easy and I’ve never had any issues Reviewed on: 26th January 2026

Latest lowest rating:

1

Closure of my Accounts I lost an account that have opened for almost a decade because of a review they refused to share with me till date. I tried to get help from different... Read more Reviewed on: 14th June 2025

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About this product

The Halifax Current Account is a free, everyday banking option.

You have the option to apply for an arranged overdraft and make contactless payments. With Save the Change®, you can round up your card payments and put the change in your Halifax savings account.

Halifax Current Account reviews help you find out what it’s really like to be a customer. If you’ve used Halifax before, you can also leave a review and share your experience.

Halifax Current account reviews (953)

Review of the Halifax, Current account:

Life-long Halifax customer worried about future banking

I have been a life-long Halifax account holder, I hold a few accounts with them including savers and current accounts. They are easy to manage online if you are a little tech savvy, nothing too complicated however where they fail to deliver in my eyes is 1) Interest rates 2) Catering for the older generation 3) Lack of physical banks. While I am generally satisfied with their services for my own personal needs there are improvements needed for sure. Their interest rates are measly and almost non existent, going down year on year, you should be rewarding your customers for choosing your services not insulting them. Next while online and digital banking is convenient, it's not a one size fits all kind of deal and will undoubtedly leave the older generations and less savvy behind who may face great life struggles without easy access to their cash. This brings me onto my next point lack of physical banks, this is a by-product of banks going digital and closing down branches in favour of the ever pushy agenda of going completely digital (and eventually cashless it would seem). I will note that it's not just Halifax doing this but the majority of banks are doing the same, this is something that really concerns me and will most certainly do more harm than good so lets not try to fix a system that isn't broken, it works for everybody the way it is, a mix of cash and digital. Furthermore becoming reliant on digital technologies for our daily lives could be disastrous if such systems fail, face security breaches or hacks, power outages etc. Overall despite this review having a generally negative overtone, I will emphasize that as a customer of Halifax, I have never had any issues with them or needed to contact them or complain about anything but there are things that I am not happy with and concerned about as mentioned. Reviewed on: 24th August 2024

Great benefits

Halifax offer fantastic benefits with my account. The app is so easy and I’ve never had any issues Reviewed on: 26th January 2026

Excellent app

By far the best app of any bank / savings institution I’ve dealt with. Easy to use and logical. Reviewed on: 25th January 2026

Easy to use loads of options including abroad no com...

Easy to use loads of options including abroad no commission Reviewed on: 24th January 2026

Iinternet Banking

Internet banking very quick and easy to use. Good current account with no fees. Reviewed on: 24th January 2026

Recently saved from a 'scam' by the Halifax fraud de...

Recently saved from a 'scam' by the Halifax fraud department. Excellent service there. Reviewed on: 24th January 2026

A friendly welcome

A friendly welcome and helpful advice Reviewed on: 23rd January 2026

Good solid value for over 65 years.

I have been with the Halifax for 65 years, first when they were a building society, then as a Bank. The staff are always patient, polite and friendly - always have been, never changed. Reviewed on: 23rd January 2026

Yet another Halifax branch been closure.

Not only has the town's Halifax branch been closed, but also the Lloyd's branch at the same time, even though the Halifax website says Halifax customers can carry out routine banking activities in a Lloyd's branch! Reviewed on: 22nd January 2026

Great current account never had any problems

Great current account never had any problems Reviewed on: 22nd January 2026

Helpful and supportive...

Never have an issue with the bank always supportive and helped me recover my funds when someone fraudulent used it Reviewed on: 22nd January 2026

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